Credit union · NCUA insured
Benton County Schools Credit Union CD Rates
Benton County Schools Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Benton County Schools Credit Union’s CD rates compare
Compared with banks and credit unions near Corvallis, OR, where Benton County Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Benton County Schools Credit Union
4.07%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $201
Share Certificate Specials
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
Benton County Schools Credit Union CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo1.16%
- 16–30 months16–30 mo1.26%
- 31–60 months31–60 mo1.41%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Benton County Schools Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Specials
Up to 4.07%APY · 1 term
A Regular Share account and membership eligibility are required. Certificate specials are available for a limited time and may be changed, extended, or discontinued without notice. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Cert. Special. Auto Renewal: No. Special Expiration: Anytime. Early withdrawal penalty: Up to 3 months of dividend | 3.56% | $176 |
| 6 months6 New Money Cert. Special. Requires new money. Auto Renewal: No. Special Expiration: Anytime. Early withdrawal penalty: Up to 3 months of dividend | 4.07% | $201 |
Sources (1)
- bcscu.org/savings-rates · captured Oct 3, 2026
Share Certificate
Up to 3.56%APY · 9 terms
A Regular Share account and membership eligibility are required. Share certificate rates are fixed for the term once opened. Early withdrawal penalties may apply.
| Term | APY · Up to $100,000 | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | 3.56% | — | 3.56% | $176 |
| 9 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.16% | 1.16% | $87 |
| 12 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.16% | 1.16% | $116 |
| 18 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.21% | 1.21% | $182 |
| 24 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.26% | 1.26% | $253 |
| 30 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.26% | 1.26% | $317 |
| 36 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.31% | 1.31% | $398 |
| 48 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.36% | 1.36% | $554 |
| 60 monthsAuto Renewal: Yes. Early withdrawal penalty: Up to 3 months of dividend | — | 1.41% | 1.41% | $725 |
Special-purpose accounts
Retirement Certificate Specials
3.75%APY · 1 term
Available for Traditional IRA and Roth IRA accounts. A Regular Share account and membership eligibility are required. Certificate specials are available for a limited time and may be changed, extended, or discontinued without notice. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsApplicable to Traditional IRA and Roth IRA. Auto Renewal: No. Special Expiration: Anytime. Early withdrawal penalty: Up to 3 months of dividend | 3.75% | $186 |
IRA Certificates
Up to 1.76%APY · 3 terms
Available for IRA accounts including Traditional and Roth IRAs. A Regular Share account and membership eligibility are required. Share certificate rates are fixed for the term once opened. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.26% | $126 |
| 24 months | 1.51% | $304 |
| 36 months | 1.76% | $539 |
Closed to new customers
Loyalty Certificates
Up to 3.56%APY · 1 term
A Regular Share account and membership eligibility are required. Tiered by loyalty length / member before year. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Gold. Requires 15 Years loyalty length / Member before 2010. Auto Renewal: No. Early withdrawal penalty: Up to 3 months of dividend | 3.30% | $164 |
| 6 months6 Month Platinum. Requires 25 Years loyalty length / Member before 2000. Auto Renewal: No. Early withdrawal penalty: Up to 3 months of dividend | 3.56% | $176 |
| 6 months6 Month Silver. Requires 5 Years loyalty length / Member before 2020. Auto Renewal: No. Early withdrawal penalty: Up to 3 months of dividend | 3.04% | $151 |
Sources (1)
- bcscu.org/savings-rates · captured Oct 3, 2026
Who can join Benton County Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents who live in Benton or Linn County / the local community are eligible for membership.
Military, government and schools
- Employees of schools, school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
- Retirees and volunteers of eligible school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Cost to join
- Membership requires opening a savings account with a $25 deposit.
Membership information collected October 4, 2026.