Bank · FDIC insured
Western Nebraska Bank
Top CarrotA $193.3M bank headquartered in Curtis, NE, with 4 branches in Nebraska. Best rates: CDs 4.27% and savings 1.31% APY.
Western Nebraska Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#1 of 7 in North Platte, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Western Nebraska Bank
- Headquarters
- 301 Center Ave, Curtis, NE 69025
- FDIC certificate
- 1983 ↗
Branches
4 branches in Nebraska
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Nebraska
4 branches
Curtis area · 1
- Western Nebraska BankMain office301 Center Ave, Curtis, NE 69025Directions
North Platte area · 1
- Western Nebraska Bank Branch600 S Dewey St, North Platte, NE 69101Directions
Paxton area · 1
- Bank Of Paxton Branch203 N Oak St, Paxton, NE 69155Directions
Thedford area · 1
- Thedford Branch39363 Highway 2, Thedford, NE 69166Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.07% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio10.07%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Western Nebraska Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.