Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 436–450 results
- West Michigan Community Bank6-Month CDCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Grand Reopening Rates / Renovate Your Rate special. Available to new customers and existing West Michigan Community Bank Jenison Branch customers only. New customers must not have had a relationship with West Michigan Community Bank in the last six months. Offer only available at the Jenison Branch using promo code RENOVATE. Limited time offer. Bank may end this offer without notice.
Offer: Requires a $1,000 minimum balance to earn the APY which is paid until maturity and compounded and paid quarterly. Early withdrawal penalties apply. At renewal, CD will renew as a 6-month CD at the current posted rate. Jenison Branch only with promo code RENOVATE.
Promotional rate · Effective Sep 23, 2026
Rate checked
More details - Marine Credit UnionCertificate SpecialCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - Oklahoma Capital BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,0003.93% interest rate
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More details - Barksdale Federal Credit UnionCertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period.
3.93% interest rate · Effective Sep 29, 2026
Rate checked
More details - Baton Rouge Telco FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.
3.94% interest rate · Compounded monthly
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More details - Hanscom Federal Credit UnionTerm CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Minimum deposit of $1,000 required to open and obtain APY. Monthly compounding dividends. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty.
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - Indiana Members Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Fees could reduce earnings.
Offer: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal.
3.93% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
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More details - Community Link FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: CLFCU membership required (open a $5 membership savings account; eligible if living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is a member). Early withdrawal penalties may be assessed.
Offer: Limited time special. Must have eStatements to be eligible for special certificate rates. Rate Guard does not apply.
Promotional rate · Effective Sep 28, 2026
Rate checked
More details - Elements FinancialShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Minimum deposit of $1,000 to open certificate ($500 for primary members under age 18). Minimum of $500 balance required to earn dividends. Penalty for early withdrawal.
Offer: Opening minimum is $500 for primary members under age 18.
3.87% interest rate · Effective Oct 1, 2026
Rate checked
More details - JetStream FCUGolden Eagle CertificatesCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000with conditionsRequirements
Product: Golden Eagle Members must maintain a minimum of $10,000 within their deposit accounts (membership savings, club savings, certificates or IRAs). Dividends compounded and credited monthly.
Offer: Fixed rate. Compounded and credited monthly. Minimum to earn dividends is $5,000.
Qualified rate · 3.93% interest rate · Effective Aug 28, 2026
Rate checked
More details - JetStream FCUCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Must meet JetStream FCU membership eligibility. Dividends compounded and paid monthly.
Offer: Fixed rate. Dividends compounded and credited monthly. Minimum to earn dividends is $500.
3.93% interest rate · Effective Aug 28, 2026
Rate checked
More details - State Nebraska Bank & TrustCommunity Banker SpecialCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal.
Promotional rate · 3.94% interest rate
Rate checked
More details - State Nebraska Bank & TrustCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000 - Federal Employees CUCertificates of Deposit "Regular"CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.
Offer: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.
4.00% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank