Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 601–615 results
- Transport Credit UnionShare CertificateCD · 60 months
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Membership eligibility required. Fixed dividend rate locked for full term. Early withdrawal penalty may apply. Federally insured to at least $250,000 by NCUA.
Offer: No service or transaction fees. Early withdrawal penalty may apply.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - ABNB Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 3.80%–3.85% by balance
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
3.74% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.80% $100,000 and up 3.85% Rate checked
More details - Hometown Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Must purchase a $5.00 par value share in the credit union and be a member in good standing. Certificates are fixed for the term of the instrument unless otherwise disclosed. Early withdrawal penalty applies: 90 days dividends for terms up to 15 months, 182 days dividends for terms 18 to 39 months, 365 days dividends for terms 42 to 72 months.
Offer: Early withdrawal penalty: 365 days dividends.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Levo Credit Union®Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.
3.75% interest rate
Rate checked
More details - North Platte Union Pacific Employees Credit UnionSpecial Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: If rates increase during your term, you may request to raise your rate (once during the term of a 24-month certificate, and twice during the term of a 60-month certificate).
Offer: You may raise your rate twice during the term if rates increase.
3.75% interest rate
Rate checked
More details - Members Preferred Credit UnionShare Certificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: Automatic renewal available.
Offer: Pays quarterly.
3.75% interest rate
Rate checked
More details - BMI Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: Fixed dividend rate and APY for the initial term. Membership share requirement ($5.00) applies. Early withdrawal penalty may apply. Automatically renewable.
3.74% interest rate · Effective Sep 30, 2026
Rate checked
More details - cfsbankCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: Interest rate fixed until maturity; compounded semi-annually. Account automatically renews at maturity at current rate for term. 10 calendar day grace period after renewal date to redeem with no penalty. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Fixed interest rate compounded semi-annually. Early withdrawal penalty applies.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - Evergreen Credit UnionShare CertificatesCD · 60 months · $5,000 min
Credit union · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: Early withdrawal penalties may apply based on the original term. APY assumes dividends remain in the account until maturity; paid semi-annually and at maturity. Minimum deposit amounts as low as $1,000 for adults.
Offer: Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.
3.75% interest rate · Effective Sep 24, 2026
Rate checked
More details - Rolette State BankCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: 60 Month CD. Penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Jan 8, 2026
Rate checked
More details - FreedomBankCertificate of DepositCD · 60 months · $1,000 min · 3.79%–4.04% by balance
Bank · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: $1,000 minimum deposit required to open certificates (except kid's CDs require a $500 minimum deposit). Substantial penalty for early withdrawals applies. APY and rates subject to change at any time.
3.75% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $25,000Your amount 3.79% $25,000 – $100,000 3.79% $100,000 and up 4.04% Rate checked
More details - Atkins Savings Bank & TrustAdjust-A-Rate CDCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$2,044 over 60 months on $10,000Requirements
Product: Option during the first term (18 month term to 60 month term) to exchange interest rate for a new rate offering on any other time deposit of equal term to maturity at no cost; maturity date remains the same; exchange option exercisable once during each maturity. Subject to penalty for early withdrawal on Certificate of Deposits.
Offer: Minimum balance to open and obtain APY is $1,000.
3.75% interest rate · Effective Aug 26, 2026
Rate checked
More details - Silver State Schools Credit UnionRegular CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$2,033 over 60 months on $10,000Requirements
Product: Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
Effective Apr 17, 2026
Rate checked
More details - Romney Federal Credit UnionCertificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$2,033 over 60 months on $10,000Requirements
Product: Share Certificates of Deposit are compounded and posted quarterly. Early withdrawal penalties may be assessed. APY assumes interest will remain on deposit.
3.70% interest rate · Effective Sep 14, 2026
Rate checked
More details - State Highway Patrol Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$2,027 over 60 months on $10,000Requirements
Product: Membership required to open Share Certificates with SHPFCU. A penalty may be imposed for early withdrawal. Minimum balance to open a share certificate is $500.00. Dividends may be paid monthly, quarterly, or annually; APY listed assumes monthly dividends.
Offer: Assumes monthly dividends. Dividends may be paid monthly, quarterly, or annually. Penalty for early withdrawal. Membership required.
3.70% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank