Bank · FDIC insured
cfsbank CD Rates
cfsbank’s best CD rate is 3.79% APY on a 2-year CD. Terms run from 6 months to 6 years. Rates checked October 16, 2026.
How cfsbank’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where cfsbank has the most branches. $10,000, best rate first.
This bank’s best
cfsbank
3.79%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $772
Certificates of Deposit (CDs)
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
cfsbank CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.05%
- 9–15 months9–15 mo3.28%
- 16–30 months16–30 mo3.79%
- 31–60 months31–60 mo3.79%
- QualifiedQualified3.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where cfsbank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.79%APY · 8 terms
Interest rate fixed until maturity; compounded semi-annually. Account automatically renews at maturity at current rate for term. 10 calendar day grace period after renewal date to redeem with no penalty. Early withdrawal penalty applies. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.05% | $151 |
| 12 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.28% | $328 |
| 18 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.53% | $534 |
| 24 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.79% | $772 |
| 36 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.79% | $1,181 |
| 48 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.79% | $1,604 |
| 60 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 3.79% | $2,044 |
| 72 monthsFixed interest rate compounded semi-annually. Early withdrawal penalty applies | 0.50% | $304 |
Sources (3)
- cfsbank.bank/chart/cds
- cfsbank.bank/personal-banking/savings/cds
- cfsbank.bank/wp-content/upload…and-Schedule-of-Fees.pdf
All captured Oct 16, 2026
Special-purpose accounts
IRA CDs
Up to 3.79%APY · 8 terms
Available for Traditional IRA, Roth IRA, and SEP IRA. Minimum opening deposit of $100 for fixed-rate terms (1-6 years) and 6-month fixed CD. Penalty for early withdrawal applies. Fees may reduce earnings.
| Term | APY · $25 and up | APY · $100 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsFixed rate. Early withdrawal penalty applies | — | 3.05% | 3.05% | $151 |
| 12 monthsFixed rate. Early withdrawal penalty applies | — | 3.28% | 3.28% | $328 |
| 18 months18 Month Variable Rate. Applies to Roth and Traditional IRAs only. Early withdrawal penalty applies | 0.50% | — | 0.50% | $75 |
| 18 monthsFixed rate. Early withdrawal penalty applies | — | 3.53% | 3.53% | $534 |
| 24 monthsFixed rate. Early withdrawal penalty applies | — | 3.79% | 3.79% | $772 |
| 36 monthsFixed rate. Early withdrawal penalty applies | — | 3.79% | 3.79% | $1,181 |
| 48 monthsFixed rate. Early withdrawal penalty applies | — | 3.79% | 3.79% | $1,604 |
| 60 monthsFixed rate. Early withdrawal penalty applies | — | 3.79% | 3.79% | $2,044 |
| 72 monthsFixed rate. Early withdrawal penalty applies | — | 0.50% | 0.50% | $304 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.