Credit union · Privately insured
Members Preferred Credit Union
Top CarrotA $60.3M credit union headquartered in Idaho Falls, ID, with 4,434 members and 1 branch in Idaho. Best rates: CDs 4.32% and savings 4.08% APY.
Members Preferred Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#4 of 16 in Idaho Falls, ID metroHow the score works →
Deposits are privately insured, not by the federal government.
About Members Preferred Credit Union
Members Preferred Credit Union is a member-owned credit union in Idaho Falls, Idaho, chartered in 1968.
Originally established as Medical Credit Union to serve the medical field, it merged with Carpenters Credit Union and later Snake River Credit Union.
- Headquarters
- 1515 Hoopes Ave, Idaho Falls, ID 83404
- NCUA charter
- 82547
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in eligible counties in Idaho or Wyoming can qualify for membership.
Family and household
- Immediate family members of current credit union members are eligible to join.
Branches
1 branch in Idaho
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Idaho
1 branch
- Hoopes BranchMain office1515 Hoopes Ave, Idaho Falls, ID 83404Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.60% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio20.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.60%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members Preferred Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.