Credit union · NCUA insured
North Platte Union Pacific Employees Credit Union CD Rates
North Platte Union Pacific Employees Credit Union’s best CD rate is 3.80% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How North Platte Union Pacific Employees Credit Union’s CD rates compare
Compared with banks and credit unions near North Platte, NE, where North Platte Union Pacific Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
North Platte Union Pacific Employees Credit Union
3.80%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,609
Share Certificate
Top rate
Western Nebraska Bank
4.27%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $537
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
North Platte Union Pacific Employees Credit Union CD score
78
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.18%
- 16–30 months16–30 mo3.34%
- 31–60 months31–60 mo3.80%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Platte Union Pacific Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.03% | $150 |
| 12 months | 3.18% | $318 |
| 18 months | 3.29% | $498 |
| 36 months | 3.54% | $1,100 |
| 48 months | 3.80% | $1,609 |
Sources (1)
- upemployeescu.com/current-rates · captured Sep 18, 2026
Special Share Certificates
Up to 3.80%APY · 2 terms
If rates increase during your term, you may request to raise your rate (once during the term of a 24-month certificate, and twice during the term of a 60-month certificate).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsYou may raise your rate once during the term if rates increase | 3.34% | $679 |
| 60 monthsYou may raise your rate twice during the term if rates increase | 3.80% | $2,050 |
Sources (1)
- upemployeescu.com/current-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
3.29%APY · 1 term
Offered as Traditional IRA, Roth IRA, and Educational IRA wrappers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to 12 Month Traditional IRA, 12 Month Roth IRA, and 12 Month Educational IRA certificates | 3.29% | $329 |
Sources (1)
- upemployeescu.com/current-rates · captured Sep 18, 2026
Who can join North Platte Union Pacific Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of Union Pacific Railroad or Union Pacific Railroad-related industries are eligible to join.
Family and household
- Individuals related to someone who works for Union Pacific Railroad or a Union Pacific Railroad-related industry are eligible to join.
Membership information collected October 4, 2026.