Credit union · Privately insured
Members Preferred Credit Union CD Rates
Top CarrotMembers Preferred Credit Union’s best CD rate is 4.32% APY on a 3-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Members Preferred Credit Union’s CD rates compare
Compared with banks and credit unions near Idaho Falls, ID, where Members Preferred Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Preferred Credit Union
4.32%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,353
Share Certificate of Deposit
Top rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
2nd-highest rate
Goldenwest Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $910
Members Preferred Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo4.32%
- QualifiedQualified4.32%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Preferred Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 4.32%APY · 4 terms
Automatic renewal available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPays quarterly | 3.55% | $355 |
| 24 monthsPays quarterly | 3.80% | $774 |
| 36 monthsPays quarterly | 4.32% | $1,353 |
| 60 monthsPays quarterly | 3.80% | $2,050 |
Sources (2)
All captured Sep 16, 2026
Who can join Members Preferred Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in eligible counties in Idaho or Wyoming can qualify for membership.
Family and household
- Immediate family members of current credit union members are eligible to join.
Membership information collected October 4, 2026.