Credit union · NCUA insured
Romney Federal Credit Union CD Rates
Romney Federal Credit Union’s best CD rate is 3.77% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Romney Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Winchester, VA-WV, where Romney Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Romney Federal Credit Union
3.77%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,033
Certificates of Deposit
Top rate
Apple FCU
5.00%APY
- Term
- 70 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $3,292
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Romney Federal Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo2.82%
- 9–15 months9–15 mo3.14%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.77%
- QualifiedQualified3.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Romney Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.77%APY · 7 terms
Share Certificates of Deposit are compounded and posted quarterly. Early withdrawal penalties may be assessed. APY assumes interest will remain on deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.82% | $140 |
| 12 months | 3.14% | $314 |
| 18 months | 3.29% | $498 |
| 24 months | 3.55% | $723 |
| 36 months | 3.61% | $1,123 |
| 48 months | 3.71% | $1,569 |
| 60 months | 3.77% | $2,033 |
Sources (2)
All captured Sep 19, 2026
Who can join Romney Federal Credit Union
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