Credit union · NCUA insured
ABNB Federal Credit Union CD Rates
ABNB Federal Credit Union’s best CD rate is 3.85% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How ABNB Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where ABNB Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ABNB Federal Credit Union
3.80%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,050
Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
ABNB Federal Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.80%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ABNB Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.80%APY · 7 terms
ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.60% | 3.65% | 3.60%3.65% from $100k | $178 |
| 9 months | 3.60% | — | 3.60% | $269 |
| 12 months | 3.65% | 3.70% | 3.65%3.70% from $100k | $365 |
| 18 months | 3.70% | — | 3.70% | $560 |
| 24 months | 3.65% | 3.70% | 3.65%3.70% from $100k | $743 |
| 36 months | 3.70% | 3.75% | 3.70%3.75% from $100k | $1,152 |
| 60 months | 3.80% | 3.85% | 3.80%3.85% from $100k | $2,050 |
Sources (2)
All captured Oct 4, 2026
Bump Certificate
Up to 2.80%APY · 2 terms
ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 2.50% | $506 |
| 36 months | 2.80% | $864 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Certificate
Up to 3.85%APY · 7 terms
Applicable for Regular, Roth, and Education IRA certificate plans. ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.65% | 3.70% | 3.65%3.70% from $100k | $181 |
| 9 months | 3.65% | — | 3.65% | $273 |
| 12 months | 3.70% | 3.70% | 3.70%3.70% from $100k | $370 |
| 18 months | 3.80% | — | 3.80% | $575 |
| 24 months | 3.70% | 3.75% | 3.70%3.75% from $100k | $754 |
| 36 months | 3.75% | 3.80% | 3.75%3.80% from $100k | $1,168 |
| 60 months | 3.85% | 3.90% | 3.85%3.90% from $100k | $2,079 |
Sources (3)
- abnbfcu.org/personal-banking/b…or-you/certificates.html
- abnbfcu.org/personal-banking/b…ement-accounts-iras.html
- abnbfcu.org/rates.html
All captured Oct 4, 2026
Who can join ABNB Federal Credit Union
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