Credit union · NCUA insured
Transport Credit Union CD Rates
Transport Credit Union’s best CD rate is 4.32% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Transport Credit Union’s CD rates compare
Compared with banks and credit unions near Tampa, FL, where Transport Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Transport Credit Union
4.06%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,268
Share Certificate
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
Transport Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo4.06%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Transport Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate
Up to 4.32%APY · 6 terms
Requires a $100,000.00 minimum deposit. Early withdrawal penalty may apply. Federally insured to at least $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.01% | — |
| 12 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.01% | — |
| 24 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.06% | — |
| 36 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.32% | — |
| 48 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.06% | — |
| 60 monthsJumbo Certificate rates require a $100,000.00 minimum deposit | 4.06% | — |
Sources (2)
All captured Oct 5, 2026
Share Certificate
Up to 4.06%APY · 6 terms
Membership eligibility required. Fixed dividend rate locked for full term. Early withdrawal penalty may apply. Federally insured to at least $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo service or transaction fees. Early withdrawal penalty may apply | 3.75% | $186 |
| 12 monthsNo service or transaction fees. Early withdrawal penalty may apply | 3.75% | $375 |
| 24 monthsNo service or transaction fees. Early withdrawal penalty may apply | 3.80% | $774 |
| 36 monthsNo service or transaction fees. Early withdrawal penalty may apply | 4.06% | $1,268 |
| 48 monthsNo service or transaction fees. Early withdrawal penalty may apply | 3.80% | $1,609 |
| 60 monthsNo service or transaction fees. Early withdrawal penalty may apply | 3.80% | $2,050 |
Sources (2)
All captured Oct 5, 2026
Who can join Transport Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live, work, or go to school in Hillsborough, Pasco, Polk, or Pinellas County.
Employers and groups
- Open to employees of Sabal Park.
- Open to members of the Teamsters Union.
- Open to employees of UPS.
Family and household
- Open to individuals related to an existing Credit Union member.
Other ways
- Open to CDL drivers.
Membership information collected October 5, 2026.