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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 871–885 results

  1. Top Carrot, Carrot Score 96
    SkyOne Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  2. Clay County State BankCertificate of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  3. Peru Federal Savings BankCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  4. Top Carrot, Carrot Score 92
    AmeriCU Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  5. B&V CUShare CertificateCD · 48 months · $2,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  6. Top Carrot, Carrot Score 92
    United Southeast Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  7. City National BankCertificate of DepositCD · 48–59 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY
  8. Oklahoma Central Credit UnionCertificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  9. Meritrust Credit Union – ColoradoShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  10. Options Credit UnionCertificates (CD)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  11. Top Carrot, Carrot Score 87
    Torrington Savings BankCertificates of Deposit (CD)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  12. Merchants State BankCertificates of DepositCD · 48 months · $100 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  13. Capital One360 CDCD · 48 months · $0 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  14. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 48–120 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  15. Top Carrot, Carrot Score 88
    Broadview Federal Credit UnionFixed Rate CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions