Bank · FDIC insured
City National Bank CD Rates
City National Bank’s best CD rate is 3.79% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How City National Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where City National Bank has the most branches. $10,000, best rate first.
This bank’s best
City National Bank
3.79%APY
- Term
- 6–12 months
- Minimum
- $500
- Earns on $10,000
- —
Certificate of Deposit
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
City National Bank CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.79%APY · 13 terms
An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 monthsFixed rate, non-compounding. Term 90 - 179 days | 3.03% | $75 |
| 6–12 monthsFixed rate, non-compounding. Term 180 - 364 days | 3.79% | $188 |
| 12–17 monthsFixed rate, non-compounding. Term 12 - 17 months | 3.50% | $350 |
| 18 monthsFixed rate, compounding monthly back into the CD account. Term 18 months | 3.30% | $499 |
| 18–23 monthsFixed rate, non-compounding. Term 18 - 23 months | 3.25% | $491 |
| 24 monthsFixed rate, compounding monthly back into the CD account. Term 24 months | 3.30% | $671 |
| 24–29 monthsFixed rate, non-compounding. Term 24 - 29 months | 3.25% | $661 |
| 36 monthsFixed rate, compounding monthly back into the CD account. Term 36 months | 3.04% | $940 |
| 36–47 monthsFixed rate, non-compounding. Term 36 - 47 months | 3.00% | $927 |
| 48 monthsFixed rate, compounding monthly back into the CD account. Term 48 months | 3.04% | $1,273 |
| 48–59 monthsFixed rate, non-compounding. Term 48 - 59 months | 3.00% | $1,255 |
| 60 monthsFixed rate, compounding monthly back into the CD account. Term 60 months | 3.04% | $1,615 |
| 60–Unknown monthsFixed rate, non-compounding. Term 60 months and longer | 3.00% | $1,593 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
0.30%APY · 1 term
Available as Traditional and Roth IRAs. Unlimited deposits not to exceed allowable contribution limit. Initial deposit establishes a 12-month IRA Certificate of Deposit. Rate and APY may change to current 12-month IRA rate and yield on the first business day of any calendar quarter. Early distribution/closing fees apply if under age 59½. City Preferred checking 0.10% rate boost does not apply to IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate table entry, described as 12 Month Variable IRA Rate CD with interest compounded and credited annually on maturity date or compounding monthly | 0.30% | $30 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.