Credit union · NCUA insured
Broadview Federal Credit Union CD Rates
Top CarrotBroadview Federal Credit Union’s best CD rate is 4.40% APY on a 7-month share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Broadview Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Albany, NY, where Broadview Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Broadview Federal Credit Union
4.40%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $254
Fixed Rate Certificates
2nd-highest rate
Sunmark Credit Union
4.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $210
3rd-highest rate
First New York Federal Credit Union
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Fixed Rate Certificates
Up to 4.40%APY · 9 terms
Broadview Membership is required. Dividends accrue daily and are paid the last day of the month. Minimum balance to open and obtain APY is $500 ($100 for 12-month add-on certificate).
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.00% | 3.00% | $74 |
| 6 months | — | 3.60% | 3.60% | $178 |
| 7 monthsSpecial promotional offer valid through 11/06/2026. Once the 7-month certificate matures, the funds will roll into a 6-month certificate and all terms and conditions of the new certificate will apply | — | 4.40% | 4.40% | $254 |
| 12 months | — | 4.00% | 4.00% | $400 |
| 12 monthsAllows Ongoing Deposits; fixed rate, no monthly fees | 3.75% | — | 3.75% | $375 |
| 18 months | — | 3.75% | 3.75% | $568 |
| 24 months | — | 3.50% | 3.50% | $712 |
| 36 months | — | 3.50% | 3.50% | $1,087 |
| 48 months | — | 3.50% | 3.50% | $1,475 |
| 60 months | — | 3.50% | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Coverdell Education IRA Certificates
Up to 4.00%APY · 7 terms
Broadview Membership is required. Subject to maximum annual contribution limits. Dividends accrue daily and are paid the last day of the month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 4.00% | $400 |
| 12 monthsAdd-On IRA Certificate | 3.75% | $375 |
| 18 months | 3.75% | $568 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Health Savings Certificates
Up to 4.00%APY · 5 terms
Broadview Membership is required. Dividends accrue daily and are paid the last day of the month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 4.00% | $400 |
| 18 months | 3.75% | $568 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
Sources (2)
All captured Oct 16, 2026
Traditional & Roth IRA Certificates
Up to 4.00%APY · 7 terms
Broadview Membership is required. Subject to maximum annual IRA contribution limits. Dividends accrue daily and are paid the last day of the month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 4.00% | $400 |
| 12 monthsAdd-On IRA Certificate | 3.75% | $375 |
| 18 months | 3.75% | $568 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Who can join Broadview Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the communities served by Broadview are eligible to join.
Employers and groups
- Employees of participating Member Companies and organizations are eligible to join.
Family and household
- Individuals who are immediate family members or members of the household of an existing or eligible Broadview member are eligible to join.
Cost to join
- A $1 initial deposit is required to open an account.
Membership information collected October 5, 2026.