Bank · FDIC insured
Peru Federal Savings Bank CD Rates
Peru Federal Savings Bank’s best CD rate is 3.75% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Peru Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Ottawa, IL, where Peru Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Peru Federal Savings Bank
3.75%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $471
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Streator Onized Credit Union
4.25%APY
- Term
- 22 months
- Minimum
- $500
- Earns on $10,000
- $793
Peru Federal Savings Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peru Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 11 terms
Requires $1,000.00 to open & interest is paid monthly. No minimum balance to earn APY*. Rates are subject to change at any time. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid/credited monthly | 3.00% | $74 |
| 6 monthsInterest paid/credited monthly | 3.00% | $149 |
| 9 monthsInterest paid/credited monthly | 3.00% | $224 |
| 12 monthsInterest paid/credited monthly | 3.00% | $300 |
| 15 months15 Month Special Rate. 15 Month special does not apply to IRAs | 3.75% | $471 |
| 18 monthsInterest paid/credited monthly | 3.25% | $491 |
| 24 monthsInterest paid/credited monthly | 3.30% | $671 |
| 30 monthsInterest paid/credited monthly | 3.35% | $859 |
| 36 monthsInterest paid/credited monthly | 3.55% | $1,103 |
| 48 monthsInterest paid/credited monthly | 3.50% | $1,475 |
| 60 monthsInterest paid/credited monthly | 3.50% | $1,877 |
Sources (3)
All captured Oct 16, 2026
Ultimate CD
Up to 1.20%APY · 6 terms
Rate are accurate as of 10/16/26. Rates Subject to Change Without Notice. APY (Annual Percentage Yield)
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.50% | $50 |
| 18 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.60% | $90 |
| 24 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.70% | $140 |
| 36 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.85% | $257 |
| 48 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.90% | $365 |
| 60 monthsCompounded Monthly. Minimum to Earn APY: $10 | 1.20% | $615 |
Sources (1)
- perufederalsavings.com/cd-rates-2 · captured Oct 16, 2026
Certificates Of Deposits
Up to 1.10%APY · 8 terms
Rate are accurate as of 10/16/26. Rates Subject to Change Without Notice. APY (Annual Percentage Yield)
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 91 Days. Compounded Simple. Minimum to Earn APY: $10 | 0.10% | $3 |
| 6 monthsCompounded Simple. Minimum to Earn APY: $10 | 0.15% | $7 |
| 12 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.40% | $40 |
| 18 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.50% | $75 |
| 24 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.60% | $120 |
| 36 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.75% | $227 |
| 48 monthsCompounded Monthly. Minimum to Earn APY: $10 | 0.80% | $324 |
| 60 monthsCompounded Monthly. Minimum to Earn APY: $10 | 1.10% | $562 |
Sources (1)
- perufederalsavings.com/cd-rates-2 · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.55%APY · 6 terms
Requires $10.00 to open & interest is paid monthly. No minimum balance to earn APY*. Rates are subject to change at any time. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest is paid monthly | 3.00% | $300 |
| 18 monthsInterest is paid monthly | 3.25% | $491 |
| 24 monthsInterest is paid monthly | 3.30% | $671 |
| 36 monthsInterest is paid monthly | 3.55% | $1,103 |
| 48 monthsInterest is paid monthly | 3.50% | $1,475 |
| 60 monthsInterest is paid monthly | 3.50% | $1,877 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.