Credit union · NCUA insured
Oklahoma Central Credit Union
A $760.7M credit union headquartered in Tulsa, OK, with 42,970 members and 9 branches in Oklahoma. Best rates: CDs 3.70% and savings 1.50% APY.
Oklahoma Central Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#9 of 44 in Tulsa, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oklahoma Central Credit Union
Founded in 1941 as a member-owned credit union, Oklahoma Central Credit Union received its state charter to lend to Oklahoma state credit union officials and act as a depository.
Over the decades, the institution expanded by acquiring World & Tribune Federal Credit Union, Oil Capital Community Credit Union, WilServ Credit Union, and Riverwest Federal Credit Union.
- Headquarters
- 4956 S Peoria Ave, Tulsa, OK 74105
- NCUA charter
- 62322
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of one of OCCU's more than 1,100 partner companies are eligible to join.
Family and household
- Family members of current Oklahoma Central Credit Union members are eligible to join.
Other ways
- Individuals affiliated with another credit union may be eligible to join.
Cost to join
- There is no cost to become a member of Oklahoma Central Credit Union.
Branches
9 branches in Oklahoma
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Oklahoma
9 branches
- BrooksideMain office4956 S Peoria Ave, Tulsa, OK 74105Directions
- Broken Arrow2211 S Aspen Ave, Broken Arrow, OK 74012Directions
- Broken Arrow North1105 E Albany St, Broken Arrow, OK 74012Directions
- Owasso12901 East 116th Street North, Collinsville, OK 74021Directions
- Jenks Landing11408 S Union Ave, Jenks, OK 74037Directions
- Centennial515 S Peoria Ave, Tulsa, OK 74120Directions
- Garnett11335 E 41st St, Tulsa, OK 74146Directions
- Sheridan South6728 E 81st St, Tulsa, OK 74133Directions
- Tulsa Hills8075 S Olympia Ave, Tulsa, OK 74132Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.94% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.24% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.56% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $53 | $76 | — |
- CapitalNet worth ratio13.94%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.24%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.56%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$53Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oklahoma Central Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.