Credit union · NCUA insured
United Southeast Federal Credit Union CD Rates
Top CarrotUnited Southeast Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How United Southeast Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where United Southeast Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Southeast Federal Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $350
Share Certificates
Top rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $500
2nd-highest rate
Citizens Bank
4.40%APY
- Term
- 39 months
- Minimum
- $2,500
- Earns on $10,000
- $1,502
United Southeast Federal Credit Union CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Southeast Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.50%APY · 9 terms
Dividends are compounded and paid quarterly unless stated otherwise. Membership is established by maintaining $5 in a share/savings account with USFCU. Early withdrawal subject to penalty. Dividends can be added back to account, transferred, or mailed monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Maturity. All deposit amounts earn the same percentage yield based on the term selected | 1.00% | $25 |
| 6 months6 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.00% | $149 |
| 12 months12 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $350 |
| 18 months18 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $530 |
| 24 months24 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $712 |
| 30 months30 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.25% | $832 |
| 36 months36 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.00% | $927 |
| 48 months48 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $1,475 |
| 60 months60 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $1,877 |
Special-purpose accounts
IRA Share Certificate
Up to 3.50%APY · 8 terms
Traditional and Roth IRAs available. Subject to minimum 6 month term and $1,000 minimum deposit. Early withdrawal subject to penalty. Dividends are compounded and paid quarterly unless stated otherwise. Membership established by maintaining $5 in share/savings account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.00% | $149 |
| 12 months12 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $350 |
| 18 months18 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $530 |
| 24 months24 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $712 |
| 30 months30 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.25% | $832 |
| 36 months36 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.00% | $927 |
| 48 months48 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $1,475 |
| 60 months60 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected | 3.50% | $1,877 |
Who can join United Southeast Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.