Bank · FDIC insured
Peru Federal Savings Bank
A $208.5M bank headquartered in Peru, IL, with 2 branches in Illinois. Best rates: CDs 3.75% and savings 0.05% APY.
Peru Federal Savings Bank Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#16 of 17 in Ottawa, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peru Federal Savings Bank
Peru Federal Savings Bank has served the Illinois Valley community since 1887.
- Headquarters
- 1730 4th St, Peru, IL 61354
- FDIC certificate
- 29384 ↗
Branches
2 branches in Illinois
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Illinois
2 branches
- Peru Federal Savings BankMain office1730 4th St, Peru, IL 61354Directions
- 914 Shooting Park Rd Branch914 Shooting Park Rd, Peru, IL 61354Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.43% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.28% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.77% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio16.43%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.77%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peru Federal Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.