Credit union · NCUA insured
Oklahoma Central Credit Union CD Rates
Oklahoma Central Credit Union’s best CD rate is 3.70% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Oklahoma Central Credit Union’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where Oklahoma Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma Central Credit Union
3.70%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,152
Certificate Accounts
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
Oklahoma Central Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Central Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.70%APY · 7 terms
$1,000 minimum balance to maintain. Deposits are only allowed at time of opening and maturity. Penalty for early withdrawal. Membership conditions may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.30% | $164 |
| 12 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.40% | $340 |
| 18 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.45% | $522 |
| 24 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.65% | $743 |
| 36 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.70% | $1,152 |
| 48 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.50% | $1,475 |
| 60 monthsDividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given | 3.55% | $1,906 |
Sources (1)
- oklahomacentral.creditunion/savings · captured Oct 15, 2026
Who can join Oklahoma Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of one of OCCU's more than 1,100 partner companies are eligible to join.
Family and household
- Family members of current Oklahoma Central Credit Union members are eligible to join.
Other ways
- Individuals affiliated with another credit union may be eligible to join.
Cost to join
- There is no cost to become a member of Oklahoma Central Credit Union.
Membership information collected October 4, 2026.