Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 751–765 results
- RCB BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.88%APY$71 over 3 months on $10,000Requirements
Product: Interest compounded and credited monthly. Interest payment options available. Convenience of automatic renewal. Terms range from 30 days to 5 years with fixed, variable, or pop-up options. A penalty may be imposed for early withdrawal. Assumes interest will remain on deposit until maturity. Fees could reduce earnings.
Offer: 91 Day Fixed term. Fixed rates remain the same as at the time of account opening. Penalty for early withdrawal.
2.84% interest rate · Effective Oct 2, 2026
Rate checked
More details - Texas BankCertificates of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.88%APY$71 over 3 months on $10,000Requirements
Product: Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.
Offer: 90 Day term.
2.85% interest rate
Rate checked
More details - Torrington Savings BankCertificates of Deposit (CD)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.85%APY$71 over 3 months on $10,000Requirements
Product: $1,000 minimum deposit to open. Terms from 3 to 60 months. Interest is compounded daily and credited monthly and may be withdrawn before maturity. Early withdrawal penalty: for terms from 3 months to 1 year, penalty is 3 months simple interest; for terms of more than one year, penalty is 6 months simple interest.
Offer: Early withdrawal penalty is 3 months simple interest.
2.81% interest rate · Compounded daily
Rate checked
More details - First Federal SavingsCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.85%APY$71 over 3 months on $10,000intro rateRequirements
Product: Rate subject to change daily. Interest may be paid by check or transferred to a First Federal checking or savings account. Minimum additions of $250.00 or more permitted for some terms. Penalty may be imposed for early withdrawal.
Offer: 91 Day CD (No Penalty)
2.85% interest rate · Effective Oct 7, 2026
Rate checked
More details - 2.85%APY$71 over 3 months on $10,000
Requirements
Product: Annual Percentage Yield is based on principal plus interest reinvested at the same interest rate with interest compounded quarterly unless otherwise stated at account opening. Substantial penalty for early withdrawal. Interest rates and annual percentage yield posted here are subject to change without notice at our discretion. Interest rate may also change at time of CD renewal.
2.85% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - Avadian Credit UnionCertificates of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.85%APY$71 over 3 months on $10,000intro rateRequirements
Product: Consumer accounts only. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rates are subject to change at any time.
Offer: Three-Month CD. Interest paid at maturity. Penalty may be imposed for early withdrawal.
Promotional rate · Effective Sep 15, 2026
Rate checked
More details - 5 Star CCUShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.85%APY$71 over 3 months on $10,000Requirements
Product: Dividends Compounded – At Maturity; Dividends Credited – At Maturity; Dividend Period – Account’s Term
Effective Aug 21, 2026
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More details - CSE Credit UnionShare Certificates (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.84%APY$70 over 3 months on $10,000Requirements
Product: Minimum deposit is $500. Automatically renewed. Dividends compounded daily. Early withdrawal penalties apply: maturity of one year or less is 31 days dividend; maturity of more than one year is 91 days dividend.
Offer: Dividends compounded daily.
2.80% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - First National Bank of McConnelsville91 Day Certificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.84%APY$70 over 3 months on $10,000Requirements
Product: Early Withdrawal Penalty: 1 month (30 days) loss of interest. Automatically Renewable.
2.80% interest rate · Effective Jul 13, 2026
Rate checked
More details - BP Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.84%APY$70 over 3 months on $10,000intro rateRequirements
Product: Dividend rates are fixed for the initial term; early withdrawal penalties apply.
Offer: Minimum opening deposit $1,000.
2.80% interest rate · Effective Apr 17, 2026
Rate checked
More details - Coleman County State BankCertificates of DepositCD · 3 months · $1,000 min · 2.84%–2.94% by balance
Bank · Add a location to see nearby branches
2.84%APY$70 over 3 months on $10,000Requirements
Product: Rate is fixed for the term of the CD and determined based upon the term and opening deposit. Early withdrawal penalties apply. Interest compounded monthly and credited monthly. Automatic renewal available (promotional CD rates may not be eligible). No additional deposits after opening until maturity.
Offer: Term: 90 days. $1,000 Minimum opening deposit tier.
2.80% interest rate · Compounded monthly · Effective Dec 18, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $100,000Your amount 2.84% $100,000 and up 2.94% Rate checked
More details - West Pointe BankFixed Rate Certificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.83%APY$70 over 3 months on $10,000Requirements
Product: Fixed Rate Certificates of Deposit (CODs) may be subject to an early withdrawal penalty. Interest compounds monthly. APY assumes interest remains in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings.
Offer: Interest compounds monthly. Early withdrawal penalty may apply.
2.80% interest rate · Effective Oct 19, 2026
Rate checked
More details - Mauch Chunk Trust CompanyGrowth Certificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.83%APY$70 over 3 months on $10,000Requirements
Product: Compounded returns at a fixed interest rate. Interest is compounded and posted monthly. A penalty may be imposed for early withdrawal.
Offer: Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
2.79% interest rate · Effective Aug 4, 2026
Rate checked
More details - Frankenmuth Credit UnionCertificate of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000Requirements
Product: Length of term: 3 months through 60 months. Minimum amounts: $500.00. Early withdrawal penalty applies. Must compound to earn stated APY.
Offer: Effective Date: October 23, 2026
2.76% interest rate · Balance cap $99,999 · Effective Oct 23, 2026
Rate checked
More details - 2.80%APY$69 over 3 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.
Offer: All balance tiers.
Compounded daily
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank