Credit union · NCUA insured
5 Star CCU
A $54.9M credit union headquartered in Mount Pleasant, IA, with 6,711 members and 2 branches in Iowa. Best rates: CDs 4.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs854.50%for 3–8 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 5 Star CCU
5 Star Community Credit Union operates locations in Mt Pleasant and West Burlington, Iowa.
- Headquarters
- 100 S Cherry St, Mount Pleasant, IA 52641
- NCUA charter
- 64878
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in one of the served counties.
- Membership is open to individuals who work in one of the served counties.
- Membership is open to individuals who worship in one of the served counties.
Family and household
- Membership is open to individuals who have an immediate family member who is already a member.
Branches
2 branches in Iowa
Loading map…
Iowa
2 branches
Mount Pleasant area · 1
- 5 Star Community Credit UnionMain office100 S Cherry St, Mount Pleasant, IA 52641Directions
Burlington area · 1
- West Burlington Branch801 W Burlington Ave, West Burlington, IA 52655Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.35% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.79% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio8.35%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.79%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 5 Star CCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.