Bank · FDIC insured
Texas Bank CD Rates
Texas Bank’s best CD rate is 2.88% APY on a 1-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Texas Bank’s CD rates compare
Compared with banks and credit unions near Longview, TX, where Texas Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Bank
2.88%APY
- Term
- 1 month
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $24
Certificates of Deposit (CDs)
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $214
Texas Bank CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo2.88%
- 9–15 months9–15 mo2.88%
- 16–30 months16–30 mo2.88%
- 31–60 months31–60 mo2.83%
- QualifiedQualified2.88%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 2.88%APY · 10 terms
Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Certificates of Deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 Day term | 2.88% | $24 |
| 3 months90 Day term | 2.88% | $71 |
| 6 months180 Day term | 2.88% | $143 |
| 12 months1 Year term | 2.88% | $288 |
| 18 months18 Months term | 2.88% | $435 |
| 24 months2 Years term | 2.88% | $584 |
| 30 months30 Months term | 2.88% | $736 |
| 36 months3 Years term | 2.83% | $873 |
| 48 months4 Years term | 2.78% | $1,159 |
| 60 months5 Years term | 2.63% | $1,386 |
Sources (1)
- texasbnk.com/loans/home-loans/home-equity-loans.html · captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 2.98%APY · 8 terms
No setup or maintenance fees. Funds can be used to purchase certificates of deposit within IRA. Traditional and Roth IRA options available. Early withdrawals subject to penalty. Interest rates subject to change at any time. A substantial penalty may be imposed for early withdrawal of Individual Retirement Accounts (IRAs).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Months term | 2.88% | $143 |
| 12 months1 Year term | 2.88% | $288 |
| 18 months18 Months term | 2.88% | $435 |
| 24 months2 Years term | 2.88% | $584 |
| 24 monthsAdvantage IRA - 24 Months | 2.98% | $605 |
| 30 months30 Months term | 2.88% | $736 |
| 36 months3 Years term | 2.83% | $873 |
| 48 months4 Years term | 2.78% | $1,159 |
| 60 months5 Years term | 2.63% | $1,386 |
Sources (2)
- texasbnk.com/personal/personal…ement-accounts-iras.html
- texasbnk.com/loans/home-loans/home-equity-loans.html
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.