Credit union · NCUA insured
5 Star CCU CD Rates
5 Star CCU’s best CD rate is 4.50% APY on a 6-month share certificate (CD). Terms run from 3 months to 18 months. Rates checked October 16, 2026.
How 5 Star CCU’s CD rates compare
Compared with banks and credit unions near Burlington, IA-IL, where 5 Star CCU has the most branches. $10,000, best rate first.
This credit union’s best
5 Star CCU
4.50%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $223
Share Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
3rd-highest rate
AIM Credit Union
4.20%APY
- Term
- 23 months
- Minimum
- $5,000
- Earns on $10,000
- $820
5 Star CCU CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo4.50%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.25%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 5 Star CCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.50%APY · 4 terms
Dividends Compounded – At Maturity; Dividends Credited – At Maturity; Dividend Period – Account’s Term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.85% | $71 |
| 6 months | 4.50% | $223 |
| 12 months | 3.85% | $385 |
| 18 months | 3.25% | $491 |
Sources (1)
- 5starcu.org/share-certificates · captured Sep 18, 2026
Who can join 5 Star CCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in one of the served counties.
- Membership is open to individuals who work in one of the served counties.
- Membership is open to individuals who worship in one of the served counties.
Family and household
- Membership is open to individuals who have an immediate family member who is already a member.
Membership information collected October 4, 2026.