Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 616–630 results
- DeMotte State BankCertificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: Automatically renewable. A penalty will be imposed for funds withdrawn prior to maturity. Fees may reduce earnings.
Offer: 91 Day term. Automatically renewable. Early withdrawal penalty applies.
3.00% interest rate · Effective Oct 7, 2026
Rate checked
More details - New Albin Savings BankCertificates of DepositCD · 3 months · $1,000 min · 3.03%–3.14% by balance
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: Available terms range from 3 months to 5 years. Minimum balance to open a certificate is $1,000. Interest compounded and credited quarterly, semi-annually, or annually. Penalty for early withdrawal. APY based on quarterly compounding.
Offer: Penalty for early withdrawal. APY based on quarterly compounding.
3.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 3.03% $100,000 and up 3.14% Rate checked
More details - The Hamilton BankCertificates of Deposit (CD)CD · 3 months · $1,000 min · 2.78%–3.29% by balance
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings. Minimum balance of $0.01 daily balance required to obtain APY.
Offer: Daily balance tier $1,000.00-$9,999.99. Minimum balance to obtain APY is $0.01.
2.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY $1,000 – $10,000 2.78% $10,000 – $50,000Your amount 3.03% $50,000 and up 3.29% Rate checked
More details - BankNorthCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
3.00% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.03%APY$75 over 3 months on $10,000
Requirements
Product: Deposit up to $10,000 for a set period of time with interest deposited quarterly.
3.00% interest rate
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More details - MPD Community CUShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: There is a $1,000.00 minimum deposit on Share Certificates. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Effective Feb 1, 2026
Rate checked
More details - Waldo State BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000Requirements
Product: Substantial penalty may apply for early withdrawal. Daily balance method applies a daily periodic rate to principal. Quarterly compounding. 18 and 36 month CDs can also be Add-On CDs.
Offer: Term is 91 days.
3.00% interest rate · Effective Sep 11, 2026
Rate checked
More details - 3.03%APY$75 over 3 months on $10,000
Requirements
Product: Certificates of Deposit carry a penalty for early withdrawal. Minimum deposit/balance is $500. Fixed rates.
Offer: Certificates of Deposit carry a penalty for early withdrawal.
3.00% interest rate · Effective Jun 5, 2026
Rate checked
More details - Mason City National BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,000intro rateRequirements
Product: Fixed rates for the initial term. APY based on interest compounded semiannually. Interest may be paid monthly or quarterly for some certificates, added to the deposit, paid by check, or deposited into another account. Substantial penalty for early withdrawal. Automatically renewable. Balances insured up to $250,000 by the FDIC. A premium is offered on balances of $100,000 or more.
Offer: 91 Day CD term. Fixed rate for initial term; interest compounded semiannually.
Promotional rate · 3.00% interest rate · Effective Sep 16, 2026
Rate checked
More details - Burlington Northtown Community Credit UnionCertificate of DepositCD · 3 months
Credit union · Add a location to see nearby branches
3.03%APY$75 over 3 months on $10,0003.00% interest rate
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More details - CME Federal Credit UnionShare CertificatesCD · 3 months · $500 min · 3.02%–3.12% by balance
Credit union · Add a location to see nearby branches
3.02%APY$75 over 3 months on $10,000Requirements
Product: Open with $500 ($250 for youth accounts). Add to certificate anytime without extending maturity ($50 minimum via payroll deduction/direct deposit, $250 minimum via cash/check). Penalty for early withdrawal: 90 days dividends for term < 1 year; 180 days dividends for term >= 1 year and < 6 years; 3.00% of account balance for term >= 6 years (72 and 84 months). 10 calendar days grace period upon automatic renewal.
2.98% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $15,000Your amount 3.02% $15,000 – $50,000 3.02% $50,000 and up 3.12% Rate checked
More details - Levo Credit Union®Share CertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
3.02%APY$75 over 3 months on $10,000Requirements
Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.
3.00% interest rate
Rate checked
More details - Adrian BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.02%APY$75 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal. CDs may have interest paid by compounding, interest check, or deposited to an Adrian Bank account. Automatically renewable CDs have a ten day grace period during which the deposit may be redeemed without incurring the early withdrawal penalty. Non-renewable CDs will not automatically renew at maturity.
Offer: Interest paid at maturity. Early withdrawal penalty: Total Interest Earned.
3.00% interest rate · Effective Sep 17, 2025
Rate checked
More details - Open BankCertificate of DepositCD · 3–5 months · $1,000 min
Bank · Add a location to see nearby branches
3.02%APYRequirements
Product: Available for consumer and business accounts. Rates and APYs are fixed for the initial term and depend on the balance tier and maturity term selected. Simple interest is earned for terms of 365 days or less (366 days in a leap year); interest compounds annually for terms longer than 365 days unless paid out. Early withdrawal penalties apply.
Offer: Term: 90 Days - 179 Days. Must maintain minimum opening balance daily to earn stated APY.
3.00% interest rate · Effective Apr 15, 2024
Rate checked
More details - 3.01%APY$74 over 3 months on $10,000
Requirements
Product: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
Offer: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
2.97% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank