Bank · FDIC insured
Adrian Bank
A $195.6M bank headquartered in Adrian, MO, with 3 branches in Missouri. Best rates: CDs 3.28% and savings 0.40% APY.
Adrian Bank Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#67 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Adrian Bank
Chartered in 1932 as Adrian State Bank, Adrian Bank changed to its current name in 1938.
Purchased by A. E. Irvin in 1956, the bank continues to be locally owned and operated by the Irvin family.
The bank expanded with branches in Butler, Missouri, in 1997 and Archie, Missouri, in 2004.
- Headquarters
- 130 E Main St, Adrian, MO 64720
- FDIC certificate
- 8251 ↗
Branches
3 branches in Missouri
Loading map…
Missouri
3 branches
- Adrian BankMain office130 E Main St, Adrian, MO 64720Directions
- 302 S.W. Outer Road Branch302 S West Outer Rd, Archie, MO 64725Directions
- Butler Branch1101 W Fort Scott St, Butler, MO 64730Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.56% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.52% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio12.56%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.52%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Adrian Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.