Credit union · NCUA insured
MPD Community CU CD Rates
MPD Community CU’s best CD rate is 3.34% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How MPD Community CU’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where MPD Community CU has the most branches. $10,000, best rate first.
This credit union’s best
MPD Community CU
3.34%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $166
Share Certificate
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
MPD Community CU CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo3.34%
- 9–15 months9–15 mo3.34%
- 16–30 months16–30 mo3.19%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MPD Community CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.34%APY · 9 terms
There is a $1,000.00 minimum deposit on Share Certificates. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.03% | $75 |
| 6 months | 3.34% | $166 |
| 9 months | 3.34% | $249 |
| 12 months | 3.29% | $329 |
| 18 months | 3.19% | $482 |
| 24 months | 3.03% | $615 |
| 36 months | 3.03% | $937 |
| 48 months | 3.03% | $1,268 |
| 60 months | 3.03% | $1,610 |
Special-purpose accounts
Child Super Saver
3.39%APY · 1 term
Available to those between the ages of 0-13 years old. $500.00 minimum deposit on certificate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable to those between the ages of 0-13 years old | 3.39% | $339 |
Sources (1)
- mpdcu.org/account-rates · captured Sep 18, 2026
Who can join MPD Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Davidson County are eligible to join.
Family and household
- Family members of a primary account holder are eligible to join.
Membership information collected October 5, 2026.