Bank · FDIC insured
Adrian Bank CD Rates
Adrian Bank’s best CD rate is 3.28% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Adrian Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Adrian Bank has the most branches. $10,000, best rate first.
This bank’s best
Adrian Bank
3.28%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $328
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Adrian Bank CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.02%
- 9–15 months9–15 mo3.28%
- 16–30 months16–30 mo2.77%
- 31–60 months31–60 mo2.77%
- QualifiedQualified3.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Adrian Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.28%APY · 7 terms
Penalty for early withdrawal. CDs may have interest paid by compounding, interest check, or deposited to an Adrian Bank account. Automatically renewable CDs have a ten day grace period during which the deposit may be redeemed without incurring the early withdrawal penalty. Non-renewable CDs will not automatically renew at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid at maturity. Early withdrawal penalty: Total Interest Earned | 3.02% | $75 |
| 6 monthsInterest paid at maturity. Early withdrawal penalty: 3 Months interest | 3.02% | $150 |
| 12 monthsInterest compounds and is paid semi-annually. Early withdrawal penalty: 3 Months interest | 3.28% | $328 |
| 24 monthsInterest compounds and is paid semi-annually. Early withdrawal penalty: 6 Months interest | 2.77% | $562 |
| 36 monthsInterest compounds and is paid semi-annually. Early withdrawal penalty: 6 Months interest | 2.77% | $854 |
| 48 monthsInterest compounds and is paid semi-annually. Early withdrawal penalty: 6 Months interest | 2.52% | $1,047 |
| 60 monthsInterest compounds and is paid semi-annually. Early withdrawal penalty: 6 Months interest | 2.52% | $1,325 |
Special-purpose accounts
Individual Retirement Account
3.28%APY · 1 term
Traditional, ROTH or SEP retirement plans are offered. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest paid semi-annually. Early withdrawal penalty: 3 Months interest | 3.28% | $328 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.