Credit union · NCUA insured
EECU CD Rates
Top CarrotEECU’s best CD rate is 4.35% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How EECU’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where EECU has the most branches. $10,000, best rate first.
This credit union’s best
EECU
4.25%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,330
Standard CDs
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
EECU CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo4.04%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EECU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo CDs
Up to 4.35%APY · 9 terms
Must maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 3.11% | — |
| 6 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.15% | — |
| 9 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.22% | — |
| 12 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.30% | — |
| 18 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.30% | — |
| 24 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.30% | — |
| 36 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.35% | — |
| 48 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.35% | — |
| 60 monthsMust maintain a minimum $50,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.35% | — |
Sources (1)
- eecu.org/personal-banking/savi…ccounts-cds/products/cds · captured Oct 16, 2026
Standard CDs
Up to 4.25%APY · 9 terms
Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 3.01% | $74 |
| 6 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.04% | $200 |
| 9 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.12% | $307 |
| 12 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.20% | $420 |
| 18 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.20% | $637 |
| 24 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.20% | $858 |
| 36 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.25% | $1,330 |
| 48 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.25% | $1,811 |
| 60 monthsMust maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly | 4.25% | $2,313 |
Sources (1)
- eecu.org/personal-banking/savi…ccounts-cds/products/cds · captured Oct 16, 2026
Bump Rate CDs
4.09%APY · 3 terms
Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly | 4.09% | $409 |
| 18 monthsFees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly | 4.09% | $620 |
| 24 monthsFees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly | 4.09% | $835 |
Sources (1)
- eecu.org/personal-banking/savi…ccounts-cds/products/cds · captured Oct 16, 2026
Who can join EECU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.