Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 4,640 results
- RiverLand Federal Credit UnionRegular CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.65%APY$743 over 24 months on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least.
3.60% interest rate · Compounded quarterly
Rate checked
More details - Crossroads BankCertificates of Deposit SpecialsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000intro rate - Coastline Federal Credit UnionRegular Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees. $1,000 minimum opening deposit.
Offer: Penalty for early withdrawal.
3.58% interest rate · Effective May 29, 2026
Rate checked
More details - ABNB Federal Credit UnionCertificatesCD · 24 months · $1,000 min · 3.65%–3.70% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
3.59% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.65% $100,000 and up 3.70% Rate checked
More details - Spectra Credit UnionTraditional Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum balance required to open and earn stated dividends is $500. A penalty may be imposed for early withdrawal.
3.59% interest rate
Rate checked
More details - Latino Community Credit UnionShare Term Certificates RegularCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - SRP Federal Credit UnionTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Membership required. Early withdrawal penalty equals 90 days of interest. Dividends credited monthly.
Offer: Dividends credited monthly. Early withdrawal penalty equals 90 days of interest.
3.59% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tobacco Valley Teachers Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Additional amounts in $500 increments. Dividends are paid quarterly and transferred to Share Savings Account; dividends will not be compounded. Penalties for early withdrawal apply. Automatically renews at maturity at the current rate unless written notice is received prior to maturity or funds are withdrawn at maturity. Requires primary Share Savings Account with $25.00 initial share deposit and minimum balance.
Offer: Dividends paid quarterly and transferred to Share Savings Account without compounding. Automatically renews at maturity.
3.65% interest rate
Rate checked
More details - SELCO Community Credit UnionStandard CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500; additional deposits not allowed. Early withdrawal penalty applies. Consumer certificates automatically renew for another term of the same duration by default with a 10-day grace period. SELCO Rate Guarantee adjusts rate if offering rate increases within 30 days of opening.
Offer: Certificate Reward Tier 2: Requires household 9-month average daily savings balance of $100,000 or more.
Qualified rate · 3.60% interest rate · Effective Oct 3, 2026
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More details - Iron Workers BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalty applies. Rates subject to change without notice.
Effective Sep 16, 2026
Rate checked
More details - South Bay Credit UnionShare Certificate AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum balance $1,000. All accounts are insured to $1,000,000 by American Share Insurance. Online-only certificate promotions are available to current members through home banking or mobile banking only. Early withdrawal penalties apply. 9-month and 13-month certificates auto-renew to a 12-month certificate at maturity.
3.59% interest rate
Rate checked
More details - Azalea City Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 24 Months
Rate checked
More details - EFCU FinancialShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum opening balance $500. Dividends may be compounded and credited monthly. Early withdrawal penalties may apply. Bump-up option available on 30-month term certificates. Rates subject to change at any time.
Effective May 1, 2026
Rate checked
More details - First Commerce BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Interest begins to accrue on the day the deposit is made and is calculated by the daily balance method. Penalty will be imposed for early withdrawal.
3.65% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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