Bank · FDIC insured
Crossroads Bank
A $616.1M bank headquartered in Wabash, IN, with 7 branches in Indiana. Best rates: CDs 4.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs874.10%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Crossroads Bank
Formed in 1920 as the Home Loan and Savings Association, Crossroads Bank is headquartered in Wabash, Indiana.
The institution became a wholly owned subsidiary of FFW Corporation in 1993 and adopted the name Crossroads Bank in 2008.
- Headquarters
- 1205 N Cass St, Wabash, IN 46992
- FDIC certificate
- 29839 ↗
Branches
7 branches in Indiana
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Indiana
7 branches
Wabash area · 2
- Crossroads BankMain office1205 N Cass St, Wabash, IN 46992Directions
- 114 West Branch1404 State Road 114 W, North Manchester, IN 46962Directions
Fort Wayne area · 2
- W Connexion Way Branch526 W Connexion Way, Columbia City, IN 46725Directions
- South Whitley Branch207 S State St, South Whitley, IN 46787Directions
Warsaw area · 2
- 500 S Huntington St Branch500 S Huntington St, Syracuse, IN 46567Directions
- Warsaw Branch895 N Parker St, Warsaw, IN 46582Directions
Peru area · 1
- Peru Branch855 N Broadway, Peru, IN 46970Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.49% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.41% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio9.49%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.41%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Crossroads Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.