Credit union · NCUA insured
Azalea City Credit Union CD Rates
Top CarrotAzalea City Credit Union’s best CD rate is 3.80% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Azalea City Credit Union’s CD rates compare
Compared with banks and credit unions near Mobile, AL, where Azalea City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Azalea City Credit Union
3.80%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $380
Certificates of Deposit
Top rate
United Bank
4.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $660
2nd-highest rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
Azalea City Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Azalea City Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 7 terms
$1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm: 6 Months | 3.70% | $183 |
| 12 monthsTerm: 12 Months | 3.80% | $380 |
| 18 monthsTerm: 18 Months | 3.75% | $568 |
| 24 monthsTerm: 24 Months | 3.65% | $743 |
| 36 monthsTerm: 36 Months | 3.65% | $1,135 |
| 48 monthsTerm: 48 Months | 3.65% | $1,542 |
| 60 monthsTerm: 60 Months | 3.65% | $1,963 |
Sources (1)
- azaleacitycu.com/Rates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.80%APY · 6 terms
Rates are as low as and subject to change without notice. $1,000.00 minimum on all CDs. 6 Months IRA CD is not available. CDs pay interest quarterly unless the account pays monthly interest checks. Penalty may be imposed for early withdrawal. Traditional and Roth IRAs offered. Live, work, or worship in Mobile, Baldwin, Washington, or Clarke counties or surrounding areas.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.80% | $380 |
| 18 months | 3.75% | $568 |
| 24 months | 3.65% | $743 |
| 36 months | 3.65% | $1,135 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.65% | $1,963 |
Sources (2)
All captured Sep 19, 2026
Who can join Azalea City Credit Union
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