Tobacco Valley Teachers Federal Credit Union CD Rates

How Tobacco Valley Teachers Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Hartford, CT, where Tobacco Valley Teachers Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Tobacco Valley Teachers Federal Credit Union
3.75%APY
Term
36 months
Minimum
$1,000
Earns on $10,000
$1,168
Share Certificates
Top rate
Connecticut State Police Credit Union
4.86%APY
Term
120 months
Minimum
$500
Earns on $10,000
$6,065
Connecticut State Police Credit Union rates
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
Term
14 months
Minimum
$1,000
Earns on $10,000
$539
Nutmeg State Financial Credit Union rates

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CD score

Higher than 53% of U.S. banks and credit unions

By term

9–15 months9–15 mo3.50%
16–30 months16–30 mo3.65%
31–60 months31–60 mo3.75%
QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tobacco Valley Teachers Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 3.75%APY · 3 termsFrom $1,000 to open

Additional amounts in $500 increments. Dividends are paid quarterly and transferred to Share Savings Account; dividends will not be compounded. Penalties for early withdrawal apply. Automatically renews at maturity at the current rate unless written notice is received prior to maturity or funds are withdrawn at maturity. Requires primary Share Savings Account with $25.00 initial share deposit and minimum balance.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsDividends paid quarterly and transferred to Share Savings Account without compounding. Automatically renews at maturity	3.50%	$350
24 monthsDividends paid quarterly and transferred to Share Savings Account without compounding. Automatically renews at maturity	3.65%	$743
36 monthsDividends paid quarterly and transferred to Share Savings Account without compounding. Automatically renews at maturity	3.75%	$1,168

Sources (2)

All captured Oct 4, 2026

Who can join Tobacco Valley Teachers Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees of Community Health Resources are eligible for membership.

Military, government and schools

Employees, commissioners, and volunteers of the Enfield Fire Department are eligible for membership.
All public and non-public school employees who work in the towns of Enfield, East Windsor, Windsor, Windsor Locks, Suffield and Somers, Connecticut are eligible for membership.
Enfield High School students are eligible for membership.

Family and household

Immediate family or household members of existing members are eligible for membership.
Spouses of persons who passed away while within the field of membership of this credit union are eligible for membership.

1 more way to join

Other ways

Persons retired as pensioners or annuitants from eligible employment are eligible for membership.

Cost to join

A $25 deposit is required to open a Savings Account and join TVTFCU.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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