Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 3,160 results
- Currie State BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Minimum deposit to open is $500.00 for all CDs except the 36-month Rate Changer which is $10,000.00. Early withdrawal penalties apply (3 months interest for maturities <= 1 year; 6 months interest for maturities > 1 year).
3.36% interest rate · Effective May 28, 2026
Rate checked
More details - AllWealth Federal Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: All dividends are compounded daily. APYs assume principal and dividends remain on deposit for the entire term. Early withdrawal penalty may apply.
3.36% interest rate · Compounded daily · Effective Nov 3, 2025
Rate checked
More details - Monroe FederalCertificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Substantial penalty for early withdrawal on all certificate of deposits. Fees may reduce account earnings.
3.36% interest rate · Effective Sep 14, 2026
Rate checked
More details - Houston Police Credit UnionShare CertificatesCD · 18 months · $1,000 min · 3.40%–3.56% by balance
Credit union · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Excludes Traditional, Roth and Roth Conversion Share Certificates. Compounded and credited monthly. Subject to a penalty for early withdrawal prior to maturity.
Offer: Regular type. Subject to a penalty for early withdrawal.
3.35% interest rate · Effective Mar 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.40% $100,000 and upJumbo type. 3.56% Rate checked
More details - Holy Rosary Credit UnionTraditional CDsCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
Offer: Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
3.35% interest rate · Effective Feb 1, 2025
Rate checked
More details - Hawaii County Employees FCUShare Certificate AccountCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Minimum opening deposit of $2,500.00. Not automatically renewable; account balance transfers to another account upon maturity. Dividends credited monthly. Additional deposits not allowed. Early withdrawal penalties apply.
3.40% interest rate · Effective Jan 23, 2026
Rate checked
More details - Trona Valley Federal Credit UnionShare CertificatesCD · 18 months · $200 min
Credit union · Add a location to see nearby branches
3.40%APY$514 over 18 months on $10,000Requirements
Product: Minimum balance $200. Automatically renews at maturity with a 10-day grace period. Dividends post quarterly. Early withdrawal penalties apply.
Offer: 18 Month Certificate (547 days). Dividends post quarterly. Early withdrawal penalties apply.
3.36% interest rate · Effective Aug 20, 2026
Rate checked
More details - The Bank of Elk RiverCertificate of DepositCD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
3.39%APY$513 over 18 months on $10,000intro rateRequirements
Product: FDIC-insured. Minimum deposit of $200 for regular CDs and $2,500 for Added Advantage CDs. Early withdrawal penalties apply. 7-day grace period after maturity date to cash CD.
Offer: Added Advantage Certificate. Includes one-time optional rate increase. Early withdrawal penalty of 182 days interest (minimum $25.00).
Promotional rate · 3.35% interest rate · Effective Oct 14, 2026
Rate checked
More details - MTC Federal Credit UnionShare CertificatesCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
3.39%APY$513 over 18 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.35% interest rate
Rate checked
More details - Reliance State BankCertificates of DepositCD · 18 months · $2,500 min · 3.28%–3.53% by balance
Bank · Add a location to see nearby branches
3.38%APY$511 over 18 months on $10,0003.25% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 and up 3.28% $10,000 and upYour amount 3.38% $25,000 and up 3.53% Rate checked
More details - Voyage Federal Credit UnionShare CertificateCD · 18 months · $500 min · 3.31%–3.36% by balance
Credit union · Add a location to see nearby branches
3.36%APY$508 over 18 months on $10,000Requirements
Product: Disclosures * $500.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.
3.26% interest rate · Effective Oct 30, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $10,000 3.31% $10,000 and upYour amount 3.36% Rate checked
More details - Questa Credit UnionCertificate of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.36%APY$508 over 18 months on $10,000Requirements
Product: Membership at Questa Credit Union is open to anyone living, working, or owning property within the Questa School District, including Questa, Cerro, Red River, Costilla, Amalia, and nearby areas. Early surrender penalties apply. Rates subject to change without notice.
Offer: Early surrender penalties apply. Stated APR is 3.35%.
3.35% interest rate · Effective May 13, 2025
Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 18–23 months · $2,500 min
Bank · Add a location to see nearby branches
3.36%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
3.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - River Region FCUShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.36%APY$507 over 18 months on $10,000Requirements
Product: Available for investors with $1,000.00 or more. Terms available from six months to three years. Rates subject to change at any time and are not guaranteed.
3.30% interest rate
Rate checked
More details - Oregon State Credit UnionStandard CertificateCD · 12–23 months · $500 min · 3.35%–3.55% by balance
Credit union · Add a location to see nearby branches
3.35%APYRequirements
Product: Annual percentage yields incorporate a 0.25% rate increase for Premier Member Merits category. Enhanced Member Merits qualify for a 0.15% APY increase, and Essential Member Merits qualify for standard rates. Minimum opening balance is $500 ($250 for Scottie and TLT certificates). Compound daily, paid monthly. Early withdrawal penalties apply.
Offer: Includes 0.25% APY increase for Premier Member Merits. Dividend rate is 3.30%.
3.30% interest rate · Effective Oct 24, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $500 – $24,999Your amount 3.35% $25,000 – $99,999Dividend rate is 3.39%. 3.45% $100,000 and upDividend rate is 3.49%. 3.55% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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