Credit union · NCUA insured
Trona Valley Federal Credit Union CD Rates
Top CarrotTrona Valley Federal Credit Union’s best CD rate is 3.75% APY on a 3-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Trona Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Evanston, WY-UT, where Trona Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Trona Valley Federal Credit Union
3.75%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $200
- Earns on $10,000
- $92
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
WyHy Federal Credit Union
3.70%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $370
Trona Valley Federal Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Trona Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 9 terms
Minimum balance $200. Automatically renews at maturity with a 10-day grace period. Dividends post quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month Certificate (91 days). Dividends post quarterly. Early withdrawal penalties apply | 3.75% | $92 |
| 6 months6 Month Certificate (182 days). Dividends post quarterly. Early withdrawal penalties apply | 3.65% | $181 |
| 9 months9 Month Certificate (273 days). Dividends post quarterly. Early withdrawal penalties apply | 3.55% | $265 |
| 12 months12 Month Certificate (365 days). Dividends post quarterly. Early withdrawal penalties apply | 3.55% | $355 |
| 18 months18 Month Certificate (547 days). Dividends post quarterly. Early withdrawal penalties apply | 3.40% | $514 |
| 24 months24 Month Certificate (730 days). Dividends post quarterly. Early withdrawal penalties apply | 3.20% | $650 |
| 36 months36 Month Certificate (1095 days). Dividends post quarterly. Early withdrawal penalties apply | 3.10% | $959 |
| 48 months48 Month Certificate (1460 days). Dividends post quarterly. Early withdrawal penalties apply | 3.20% | $1,343 |
| 60 months60 Month Certificate (1825 days). Dividends post quarterly. Early withdrawal penalties apply | 3.25% | $1,734 |
Special-purpose accounts
CU Prosper Certificate
5.00%APY
Designed for kids ages 13-17. Matures on child's 18th birthday. Social Security card of account holder required. Funds can be added anytime. Maximum balance/deposit is $10,000 including deposits and dividends earned. Deposits may not be made by ACH, auto transfer or direct deposit. Dividends paid quarterly back into the certificate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000For ages 13-17. Matures on child's 18th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply.Up to $10,000 | 5.00% | $500 | For ages 13-17. Matures on child's 18th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply. |
Sources (3)
All captured Sep 16, 2026
CU Learn Certificate
4.00%APY
Designed for kids ages 5-12. Matures on child's 13th birthday. Social Security card of account holder required. Funds can be added anytime. Maximum balance/deposit is $10,000 including deposits and dividends earned. Deposits may not be made by ACH, auto transfer or direct deposit. Dividends paid quarterly back into the certificate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000For ages 5-12. Matures on child's 13th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply.Up to $10,000 | 4.00% | $400 | For ages 5-12. Matures on child's 13th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply. |
Sources (3)
All captured Sep 16, 2026
IRA Share Certificate
Up to 3.65%APY · 6 terms
Available under Traditional IRA and Roth IRA wrappers. Fixed term and fixed rate. No fees, early withdrawal penalties apply. Dividends post quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month Certificate (365 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.65% | $365 |
| 18 months18 Month Certificate (547 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.50% | $530 |
| 24 months24 Month Certificate (730 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.30% | $671 |
| 36 months36 Month Certificate (1095 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.25% | $1,007 |
| 48 months48 Month Certificate (1460 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.30% | $1,387 |
| 60 months60 Month Certificate (1825 Days). Dividends post quarterly. Early withdrawal penalties apply | 3.35% | $1,791 |
Sources (2)
All captured Sep 16, 2026
CU Grow Certificate
3.00%APY
Designed for kids ages 0-4. Matures on child's 5th birthday. Social Security card of account holder required. Funds can be added anytime. Maximum balance/deposit is $10,000 including deposits and dividends earned. Deposits may not be made by ACH, auto transfer or direct deposit. Dividends paid quarterly back into the certificate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000For ages 0-4. Matures on child's 5th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply.Up to $10,000 | 3.00% | $300 | For ages 0-4. Matures on child's 5th birthday. Minimum deposit $100. Maximum deposit/balance $10,000. Dividends post quarterly. Early withdrawal penalties apply. |
Sources (3)
All captured Sep 16, 2026
Who can join Trona Valley Federal Credit Union
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