Credit union · NCUA insured
Questa Credit Union
A $32M credit union headquartered in Questa, NM, with 2,098 members and 2 branches in New Mexico. Best rates: CDs 3.55% APY.
Questa Credit Union Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#5 of 5 in Taos, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Questa Credit Union
- Headquarters
- 2433 Nm-522, Questa, NM 87556
- NCUA charter
- 66252
Branches
2 branches in New Mexico
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New Mexico
2 branches
- Questa Credit UnionMain office2433 State Hwy 522, Questa, NM 87556Directions
- loan office2431 State Hwy 522, Questa, NM 87556Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.08% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 3.27% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio23.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.08%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets3.27%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Questa Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.