Bank · FDIC insured
Reliance State Bank CD Rates
Reliance State Bank’s best CD rate is 3.84% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Reliance State Bank’s CD rates compare
Compared with banks and credit unions near Ames, IA, where Reliance State Bank has the most branches. $10,000, best rate first.
This bank’s best
Reliance State Bank
3.68%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $368
Certificates of Deposit
Top rate
Fidelity Bank
4.50%APY
- Term
- 20 months
- Minimum
- $5,000
- Earns on $10,000
- $761
2nd-highest rate
Midwest Heritage
4.50%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $920
Reliance State Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 9–15 months9–15 mo3.68%
- 16–30 months16–30 mo3.38%
- 31–60 months31–60 mo3.38%
- QualifiedQualified3.68%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.68%APY · 8 terms
| Term | APY · $2,500 and up | APY · $10,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.43% | 3.53% | 3.68% | 3.43%3.53% from $10k3.68% from $25k | $170 |
| 9 months | 3.46% | 3.57% | 3.72% | 3.46%3.57% from $10k3.72% from $25k | $258 |
| 12 months | 3.58% | 3.68% | 3.84% | 3.58%3.68% from $10k3.84% from $25k | $358 |
| 18 months | 3.28% | 3.38% | 3.53% | 3.28%3.38% from $10k3.53% from $25k | $496 |
| 24 months | 3.28% | 3.38% | 3.53% | 3.28%3.38% from $10k3.53% from $25k | $667 |
| 36 months | 3.28% | 3.38% | 3.53% | 3.28%3.38% from $10k3.53% from $25k | $1,017 |
| 48 months | 3.28% | 3.38% | 3.53% | 3.28%3.38% from $10k3.53% from $25k | $1,378 |
| 60 months | 3.28% | 3.38% | 3.53% | 3.28%3.38% from $10k3.53% from $25k | $1,751 |
Opening an account
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