Bank · FDIC insured
Currie State Bank CD Rates
Currie State Bank’s best CD rate is 3.65% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Currie State Bank’s CD rates compare
Compared with banks and credit unions in Minnesota, where Currie State Bank has the most branches. $10,000, best rate first.
This bank’s best
Currie State Bank
3.65%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,963
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Mid Minnesota Federal Credit Union
5.09%APY
- Term
- 36 months
- Minimum
- $10
- Earns on $10,000
- $1,606
Currie State Bank CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Currie State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.65%APY · 9 terms
Minimum deposit to open is $500.00 for all CDs except the 36-month Rate Changer which is $10,000.00. Early withdrawal penalties apply (3 months interest for maturities <= 1 year; 6 months interest for maturities > 1 year).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.40% | $514 |
| 24 months | 3.50% | $712 |
| 30 months | 3.50% | $898 |
| 36 months | 3.55% | $1,103 |
| 36 monthsRate Changer: You have the option during the 36 month term of this account to exchange this interest rate for a new interest rate once at no cost. The maturity date remains the same | 3.55% | $1,103 |
| 48 months | 3.60% | $1,520 |
| 60 months | 3.65% | $1,963 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts CD
Up to 3.65%APY · 8 terms
IRA investments are on the same terms/rates as a normal Certificate of Deposit. Available types: Roth, Traditional, CESA, SEP. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.40% | $514 |
| 24 months | 3.50% | $712 |
| 30 months | 3.50% | $898 |
| 36 months | 3.55% | $1,103 |
| 36 monthsRate Changer: Option during the 36-month term to exchange interest rate for a new rate once at no cost. Maturity date remains the same | 3.55% | $1,103 |
| 48 months | 3.60% | $1,520 |
| 60 months | 3.65% | $1,963 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.