Credit union · NCUA insured
Questa Credit Union CD Rates
Questa Credit Union’s best CD rate is 3.55% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How Questa Credit Union’s CD rates compare
Compared with banks and credit unions near Taos, NM, where Questa Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Questa Credit Union
3.55%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $176
Certificate of Deposit
Top rate
Guadalupe Credit Union
4.34%APY
- Term
- 27 months
- Minimum
- $1,000
- Earns on $10,000
- $1,003
2nd-highest rate
Nusenda Credit Union
3.90%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,108
Questa Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.46%
- 16–30 months16–30 mo3.36%
- 31–60 months31–60 mo3.16%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Questa Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.55%APY · 6 terms
Membership at Questa Credit Union is open to anyone living, working, or owning property within the Questa School District, including Questa, Cerro, Red River, Costilla, Amalia, and nearby areas. Early surrender penalties apply. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly surrender penalties apply. Stated APR is 3.50% | 3.55% | $176 |
| 12 monthsEarly surrender penalties apply. Stated APR is 3.45% | 3.46% | $346 |
| 18 monthsEarly surrender penalties apply. Stated APR is 3.35% | 3.36% | $508 |
| 24 monthsEarly surrender penalties apply. Stated APR is 3.25% | 3.26% | $663 |
| 36 monthsEarly surrender penalties apply. Stated APR is 3.15% | 3.16% | $978 |
| 48 monthsEarly surrender penalties apply. Stated APR is 3.00% | 3.01% | $1,259 |
Who can join Questa Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.