Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1066–1080 of 3,160 results
- Logix Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000with conditionsRequirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Gold Tier APY. 18-Month term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Summit Credit UnionRegular CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
3.49% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Northern Bank of WyomingCertificate of DepositCD · 18 months · $100 min
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: *APY on Savings accounts and CD's are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. *A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
Offer: Quarterly compounding of interest.
3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Central National BankCertificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Minimum to open and obtain the APY is $1,000.
Offer: Minimum to open and obtain the APY is $1,000.
Rate checked
More details - Dort Financial Credit UnionTerm Share CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Subject to penalty for early withdrawal. Rates subject to change.
3.50% interest rate
Rate checked
More details - HPC Credit UnionCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Must maintain minimum balance to earn stated APY.
Offer: Penalty may be imposed for early withdrawal. Must maintain minimum balance stated to earn APY.
Effective Oct 5, 2026
Rate checked
More details - Lenco Credit UnionCertificates of DepositCD · 18 months · $3,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Penalty for early withdrawals. Dividends are computed daily and paid quarterly using the average daily balance for the dividend period.
Offer: Penalty for early withdrawals. Dividends paid quarterly using the average daily balance.
Effective Oct 5, 2026
Rate checked
More details - OnPath Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.
Offer: Minimum balance $1,000. Fees may reduce earnings.
Rate checked
More details - Central One Federal Credit UnionPremium CertificatesCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000with conditionsRequirements
Product: Must open and maintain a Premium Checking account (requires member to be at least 18 years of age and have minimum monthly direct deposit of $1,500 into Premium Checking). Minimum balance of $10,000 to open account and earn APY. Fixed dividend rates for term. Early withdrawal penalties apply.
Qualified rate · 3.49% interest rate · Effective Oct 5, 2026
Rate checked
More details - Industrial Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Fixed dividend rate for the term of the account. Dividends compounded and paid quarterly. Substantial penalty for early withdrawal. Automatically renews for a term equal to the original at prevailing rate. No setup or maintenance fees.
3.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - West Gate BankCertificates of DepositCD · 18 months · $1,000 min · 3.55%–3.82% by balance
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Rates disclosed are for customers of West Gate Bank with CD balances below $250,000. Add 0.25% to interest rate for balances at or over $250,000.00. Fixed rate. Additional deposits are not permitted. CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 12 months interest.
Offer: Balances below $250,000. Opened at branch.
3.50% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 3.55% $250,000 and up 3.82%* Rate checked
More details - Cheney Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,0003.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Latino Community Credit UnionShare Term Certificates RegularCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Methuen Federal Credit UnionCertificate of Deposit (CDs)CD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawals.
3.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - Tewksbury Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly (or posted and compounded monthly). Automatic renewal for the same term at current rate if no action taken upon 10 days notice prior to maturity. No monthly fees. Minimum opening balance required to earn APY. Early withdrawal penalties apply (30 days interest for 3 months; 90 days interest for 6-12 months; 120 days interest for 18-60 months).
Offer: Early withdrawal penalty: 120 Days Interest.
3.49% interest rate · Compounded daily · Effective Sep 23, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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