Bank · FDIC insured
First Northern Bank of Wyoming
A $982.6M bank headquartered in Buffalo, WY, with 5 branches in Wyoming. Best rates: CDs 3.75% and savings 1.00% APY.
First Northern Bank of Wyoming Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#4 of 11 in Sheridan, WY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Northern Bank of Wyoming
First Northern Bank of Wyoming is a locally owned community bank serving Wyoming since 1885.
- Headquarters
- 141 S Main St, Buffalo, WY 82834
- FDIC certificate
- 2208 ↗
Branches
5 branches in Wyoming
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Wyoming
5 branches
Buffalo area · 1
- First Northern Bank of WyomingMain office141 S Main St, Buffalo, WY 82834Directions
Douglas area · 1
- Douglas Branch709 S Fourth Street, Douglas, WY 82633Directions
Gillette area · 1
- Gillette Branch200 S Kendrick Ave, Gillette, WY 82716Directions
Newcastle area · 1
- Newcastle Branch24 N Sumner Ave, Newcastle, WY 82701Directions
Sheridan area · 1
- Sheridan Branch29 N Gould St, Sheridan, WY 82801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.93% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.54% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.17% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio7.93%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Northern Bank of Wyoming are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.