Bank · FDIC insured
First Northern Bank of Wyoming CD Rates
First Northern Bank of Wyoming’s best CD rate is 3.75% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First Northern Bank of Wyoming’s CD rates compare
Compared with banks and credit unions near Sheridan, WY, where First Northern Bank of Wyoming has the most branches. $10,000, best rate first.
This bank’s best
First Northern Bank of Wyoming
3.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $2,021
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
The Banks of Buffalo Gillette Sheridan
4.19%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $856
First Northern Bank of Wyoming CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.49%
- 16–30 months16–30 mo3.63%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Northern Bank of Wyoming ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 9 terms
*APY on Savings accounts and CD's are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. *A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
| Term | APY · $100 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest paid at maturity | — | 2.02% | 2.02% | $50 |
| 6 monthsInterest paid at maturity | — | 3.03% | 3.03% | $150 |
| 12 monthsQuarterly compounding of interest | 3.49% | — | 3.49% | $349 |
| 18 monthsQuarterly compounding of interest | 3.55% | — | 3.55% | $537 |
| 24 monthsQuarterly compounding of interest | 3.60% | — | 3.60% | $733 |
| 30 monthsQuarterly compounding of interest | 3.63% | — | 3.63% | $932 |
| 36 monthsQuarterly compounding of interest | 3.65% | — | 3.65% | $1,135 |
| 48 monthsQuarterly compounding of interest | 3.70% | — | 3.70% | $1,564 |
| 60 monthsQuarterly compounding of interest | 3.75% | — | 3.75% | $2,021 |
Sources (1)
- firstnorthern.bank/services/cds-iras · captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account
Up to 3.73%APY · 3 terms
APY based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. A service fee will be charged if balance falls below minimum balance (seniors and students may be exempt). A penalty may apply for early withdrawal on Time Certificates of Deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsIRA Fixed - 6 Month. Interest paid at maturity | 3.14% | $156 |
| 18 monthsIRA Fixed - 18 Month. Quarterly compounding of interest | 3.65% | $552 |
| 18 monthsIRA Variable - 18 Month. Quarterly compounding of interest | 3.55% | $537 |
| 30 monthsIRA Fixed - 30 Month. Quarterly compounding of interest | 3.73% | $959 |
Sources (1)
- firstnorthern.bank/services/cds-iras · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.