Bank · FDIC insured
Central National Bank CD Rates
Central National Bank’s best CD rate is 3.62% APY on a 9-month CD. Terms run from 9 months to 25 months. Rates checked October 16, 2026.
How Central National Bank’s CD rates compare
Compared with banks and credit unions in Texas, where Central National Bank has the most branches. $10,000, best rate first.
This bank’s best
Central National Bank
3.62%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $270
Certificate of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.62%APY · 3 terms
Minimum to open and obtain the APY is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsMinimum to open and obtain the APY is $1,000 | 3.62% | $270 |
| 18 monthsMinimum to open and obtain the APY is $1,000 | 3.55% | $537 |
| 25 monthsMinimum to open and obtain the APY is $1,000 | 3.44% | $730 |
Sources (1)
- cnbwaco.com/personal-account-application · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.