Credit union · NCUA insured
Tewksbury Federal Credit Union CD Rates
Top CarrotTewksbury Federal Credit Union’s best CD rate is 4.07% APY on a 7-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Tewksbury Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Tewksbury Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tewksbury Federal Credit Union
4.07%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $235
Share Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Tewksbury Federal Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo3.44%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.34%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tewksbury Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.07%APY · 10 terms
Dividends compounded daily and credited monthly (or posted and compounded monthly). Automatic renewal for the same term at current rate if no action taken upon 10 days notice prior to maturity. No monthly fees. Minimum opening balance required to earn APY. Early withdrawal penalties apply (30 days interest for 3 months; 90 days interest for 6-12 months; 120 days interest for 18-60 months).
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsEarly withdrawal penalty: 30 Days Interest | 0.49% | — | 0.49% | $12 |
| 6 monthsEarly withdrawal penalty: 90 Days Interest | 3.65% | — | 3.65% | $181 |
| 7 monthsEarly withdrawal penalty: 90 Days Interest | 4.07% | — | 4.07% | $235 |
| 9 monthsEarly withdrawal penalty: 90 Days Interest | 3.44% | — | 3.44% | $257 |
| 12 monthsEarly withdrawal penalty: 90 Days Interest | 3.44% | — | 3.44% | $344 |
| 18 monthsEarly withdrawal penalty: 120 Days Interest | 3.55% | — | 3.55% | $537 |
| 24 monthsEarly withdrawal penalty: 120 Days Interest | — | 3.55% | 3.55% | $723 |
| 36 monthsEarly withdrawal penalty: 120 Days Interest | — | 3.34% | 3.34% | $1,036 |
| 48 monthsEarly withdrawal penalty: 120 Days Interest | — | 2.52% | 2.52% | $1,047 |
| 60 monthsEarly withdrawal penalty: 120 Days Interest | — | 2.52% | 2.52% | $1,325 |
Special-purpose accounts
IRA Certificates
Up to 4.07%APY · 10 terms
Dividends compounded daily and credited monthly (or posted and compounded monthly). Automatic renewal for the same term at current rate if no action taken upon 10 days notice prior to maturity. Minimum opening balance required to earn APY. Early withdrawal penalties apply (30 days interest for 3 months; 90 days interest for 6-12 months; 120 days interest for 18-60 months).
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsEarly withdrawal penalty: 30 Days Interest | 0.49% | — | 0.49% | $12 |
| 6 monthsEarly withdrawal penalty: 90 Days Interest | 3.65% | — | 3.65% | $181 |
| 7 monthsEarly withdrawal penalty: 90 Days Interest | 4.07% | — | 4.07% | $235 |
| 9 monthsEarly withdrawal penalty: 90 Days Interest | 3.44% | — | 3.44% | $257 |
| 12 monthsEarly withdrawal penalty: 90 Days Interest | 3.44% | — | 3.44% | $344 |
| 18 monthsEarly withdrawal penalty: 120 Days Interest | 3.55% | — | 3.55% | $537 |
| 24 monthsEarly withdrawal penalty: 120 Days Interest | — | 3.55% | 3.55% | $723 |
| 36 monthsEarly withdrawal penalty: 120 Days Interest | — | 3.34% | 3.34% | $1,036 |
| 48 monthsEarly withdrawal penalty: 120 Days Interest | — | 2.52% | 2.52% | $1,047 |
| 60 monthsEarly withdrawal penalty: 120 Days Interest | — | 2.52% | 2.52% | $1,325 |
Sources (1)
- tewksburyfcu.com/Rates · captured Sep 24, 2026
Who can join Tewksbury Federal Credit Union
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