Credit union · NCUA insured
Lenco Credit Union CD Rates
Top CarrotLenco Credit Union’s best CD rate is 3.65% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Lenco Credit Union’s CD rates compare
Compared with banks and credit unions near Adrian, MI, where Lenco Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lenco Credit Union
3.65%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $3,000
- Earns on $10,000
- $181
Certificates of Deposit
Top rate
TLC Community Credit Union
4.47%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $2,444
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Lenco Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lenco Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.65%APY · 12 terms
Penalty for early withdrawals. Dividends are computed daily and paid quarterly using the average daily balance for the dividend period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 2.02% | $50 |
| 6 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.65% | $181 |
| 9 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $265 |
| 12 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $355 |
| 15 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $446 |
| 18 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $537 |
| 21 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $629 |
| 24 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $723 |
| 30 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $911 |
| 36 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $1,103 |
| 48 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $1,497 |
| 60 monthsPenalty for early withdrawals. Dividends paid quarterly using the average daily balance | 3.55% | $1,906 |
Who can join Lenco Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.