Credit union · NCUA insured
Lenco Credit Union
Top CarrotA $143.6M credit union headquartered in Adrian, MI, with 7,565 members and 2 branches in Michigan. Best rates: CDs 3.65% and savings 1.51% APY.
Lenco Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#1 of 7 in Adrian, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lenco Credit Union
Founded in 1970, Lenco Credit Union is headquartered in Adrian, Michigan.
Lenco Credit Union serves Adrian and surrounding communities with two branch locations in Adrian.
- Headquarters
- 615 W Maple Ave, Adrian, MI 49221-1630
- NCUA charter
- 60991
Branches
2 branches in Michigan
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Michigan
2 branches
- Lenco CU Main AddressMain office615 W Maple Ave, Adrian, MI 49221Directions
- Lenco CU Branch1455 E US Highway 223, Adrian, MI 49221Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.14% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.21% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.11% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio12.14%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.21%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.11%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lenco Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.