Best 1-year CD rates

Requirements

Product: $500.00 minimum opening deposit required to open and obtain the APY. Early withdrawal penalty. 12 month add-on requires a minimum deposit of $500.00 to open ($10,000 maximum); additional funds may be deposited at a minimum of $100.00 per deposit. Simple interest calculation based on a 365 day basis. Long term relationship pricing available upon contacting the bank.

Offer: Early withdrawal penalty. Simple interest calculation based on a 365 day basis.

Requirements

Product: Rates are subject to change at any time without notice. Available with a compounding or non-compounding option. Early withdrawal penalty: 3 months and 6 months: all dividends accrued penalty; 1 to 2.5 years: 6 months of dividends accrued penalty; 3-5 years: 9 months of dividends accrued penalty.

Requirements

Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.

Offer: Relationship rate requires Direct Deposit Checking.

Requirements

Product: Dividends will be compounded and credited quarterly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal will reduce earnings. A penalty may be imposed for early withdrawals.

Requirements

Product: Dividends are compounded and paid quarterly unless stated otherwise. Membership is established by maintaining $5 in a share/savings account with USFCU. Early withdrawal from certificate subject to penalty. Dividends can be added back to your account, transferred to your credit union account, or check mailed to you each month.

Offer: 12 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected.

Requirements

Product: Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.

Offer: Early withdrawal penalty of 31 days interest.

Requirements

Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.

Offer: FIXED RATE: Non-Compounding. Term 12 - 17 months.

Requirements

Product: Minimum investment of $300. Early withdrawal penalties may apply. Rates valid October 1 - October 31, 2026. Membership requires purchase and maintenance of 1 share ($25.00 par value).

Requirements

Product: Dividends compounded quarterly. Early withdrawal penalty applies (equal to 365 days dividends on the amount withdrawn). Funds transferred to Regular Savings Account at maturity. Allowed a one-time add-on deposit.

Offer: Allowed a one-time add-on deposit.

Requirements

Product: A penalty may be imposed for early withdrawal

Offer: A penalty may be imposed for early withdrawal

Requirements

Product: Minimum deposit to open is $1,000. Daily balance method is used to calculate interest. For terms 12 months or less, interest is paid at maturity; for terms greater than 12 months, interest is compounded daily and paid annually.

Requirements

Product: Flexible terms from 6 to 60 months. Starting with just $500 to open. No service charges. For terms less than 12-months, dividends are paid upon maturity; 6 month Share Certificate does not compound and credit quarterly. 12-month and longer Certificate dividends are compounded and credited quarterly and at maturity. Penalties may apply for early withdrawals.

Offer: Dividends are compounded and credited quarterly and at maturity.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Membership eligibility required. Early withdrawal penalty applies. Minimum deposit to open is $1,000. Funds compounded monthly.

Offer: Early withdrawal penalty will or may be imposed. Dividends earned on entire account balance once minimum balance is met. Membership eligibility required.