Credit union · NCUA insured
Oshkosh Community Credit Union
Top CarrotA $20.4M credit union headquartered in Oshkosh, WI, with 2,123 members and 1 branch in Wisconsin. Best rates: CDs 2.28% and savings 0.10% APY.
Oshkosh Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#5 of 26 in Oshkosh, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oshkosh Community Credit Union
Oshkosh Community Credit Union is a member-owned financial institution headquartered in Oshkosh, Wisconsin.
- Headquarters
- 250 Pearl Ave, Oshkosh, WI 54901-4834
- NCUA charter
- 66779
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Winnebago, Calumet, Fond Du Lac, Green Lake, Outagamie, Waupaca, or Waushara County.
Family and household
- Membership is open to immediate family members of eligible individuals.
Cost to join
- A $5 deposit is required to open and maintain a share account.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Oshkosh Community Credit UnionMain office250 Pearl Ave, Oshkosh, WI 54901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.23% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.24% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $85 | $59 | — |
- CapitalNet worth ratio11.23%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.24%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$85Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oshkosh Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.