Credit union · NCUA insured
Community Credit Union of Florida CD Rates
Top CarrotCommunity Credit Union of Florida’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Community Credit Union of Florida’s CD rates compare
Compared with banks and credit unions near Palm Bay, FL, where Community Credit Union of Florida has the most branches. $10,000, best rate first.
This credit union’s best
Community Credit Union of Florida
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $186
Certificate of Deposit (CD)
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Space Coast Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Community Credit Union of Florida CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.60%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Credit Union of Florida ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.75%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 3.75% | $375 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.55% | $1,497 |
| 60 months | 3.60% | $1,934 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 3.75%APY · 8 terms
Dividends are paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends are paid quarterly | 3.75% | $186 |
| 9 monthsDividends are paid quarterly | 3.75% | $280 |
| 12 monthsDividends are paid quarterly | 3.75% | $375 |
| 18 monthsDividends are paid quarterly | 3.50% | $530 |
| 24 monthsDividends are paid quarterly | 3.50% | $712 |
| 36 monthsDividends are paid quarterly | 3.55% | $1,103 |
| 48 monthsDividends are paid quarterly | 3.55% | $1,497 |
| 60 monthsDividends are paid quarterly | 3.60% | $1,934 |
Sources (2)
All captured Sep 18, 2026
Who can join Community Credit Union of Florida
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Employers and groups
- Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc. are eligible for membership.
- Members of an organization or association affiliated with any of the qualifying groups are eligible for membership.
- Retirees of a business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Military, government and schools
- Employees of the educational system, health care, public information commerce, or public service in Orange County are eligible for membership.
Family and household
- Immediate family members of a current CCU member are eligible for membership.
Membership information collected October 5, 2026.