Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Texas
Showing 76–100 of 331 scored for CDs
- 86CD score#75 in Texas
- Essential Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.70% · 31–60 mo 3.95%
Credit union · 1 branch
86CD score#77 in Texas - Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%
Credit union · 2 branches
86CD score#78 in Texas - Star of Texas Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.95% · 31–60 mo 3.85%
Credit union · 1 branch
86CD score#79 in Texas - Beaumont Community CU3–8 mo 3.85% · 9–15 mo 4.07% · 16–30 mo 3.24% · 31–60 mo 3.66%
Credit union · 1 branch
86CD score#80 in Texas - Heritage USA Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo —
Credit union · 2 branches
86CD score#80 in Texas - Cal-Com Federal Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 3.65% · 31–60 mo 3.85%
Credit union · 3 branches
86CD score#82 in Texas - Together Credit Union3–8 mo 3.50% · 9–15 mo 4.50% · 16–30 mo 3.25% · 31–60 mo 3.25%
Credit union · 2 branches
86CD score#82 in Texas - Energy One Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 3 branches
86CD score#84 in Texas - Access Community Credit Union3–8 mo 3.85% · 9–15 mo 4.10% · 16–30 mo 3.50% · 31–60 mo 2.50%
Credit union · 3 branches
86CD score#85 in Texas - BRAZOS VALLEY SCHOOLS CREDIT UNION3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.85% · 31–60 mo 3.75%
Credit union · 12 branches
85CD score#86 in Texas - Cherokee County Teachers Federal Credit Union3–8 mo 3.97% · 9–15 mo 3.87% · 16–30 mo 3.71% · 31–60 mo 3.56%
Credit union · 1 branch
85CD score#86 in Texas - FedEx Employees Credit Association3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.25%
Credit union · 1 branch
85CD score#86 in Texas - Advancial Federal Credit Union3–8 mo 2.68% · 9–15 mo 2.96% · 16–30 mo 3.68% · 31–60 mo 4.66%
Credit union · 10 branches
85CD score#89 in Texas - 85CD score#90 in Texas
- Members Choice Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.51% · 31–60 mo 3.00%
Credit union · 8 branches
85CD score#91 in Texas - Rio Grande Valley Credit Union3–8 mo 4.07% · 9–15 mo 3.82% · 16–30 mo 3.56% · 31–60 mo 3.30%
Credit union · 5 branches
85CD score#92 in Texas - DuGood Federal Credit Union3–8 mo 3.76% · 9–15 mo 4.07% · 16–30 mo 3.45% · 31–60 mo 3.45%
Credit union · 13 branches
85CD score#93 in Texas - MCT Credit Union3–8 mo 3.72% · 9–15 mo 4.08% · 16–30 mo 3.15% · 31–60 mo 3.56%
Credit union · 6 branches
85CD score#94 in Texas - University Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 1.70%
Credit union · 1 branch
85CD score#95 in Texas - Texas Bay Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.80% · 31–60 mo 3.85%
Credit union · 9 branches
85CD score#96 in Texas - Farmers Insurance Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.75%
Credit union · 1 branch
85CD score#97 in Texas - Velocity Credit Union3–8 mo 3.65% · 9–15 mo 3.85% · 16–30 mo 3.85% · 31–60 mo 3.65%
Credit union · 6 branches
84CD score#98 in Texas - Openland Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.90%
Credit union · 11 branches
84CD score#99 in Texas - 84CD score#100 in Texas
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 526 of the 857 institutions with a branch in Texas have too few rates published or captured to score. Rankings are a preview, not awards.