Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Texas

  1. First National Bank of BastropFall into Savings CD SpecialCD · 7 months · $10,000 min

    Bank · 7 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  2. First National Bank of BastropSpring CD SpecialCD · 7 months · $10,000 min

    Bank · 7 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  3. First National Bank of BastropWinter CD SpecialCD · 7 months · $10,000 min

    Bank · 7 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  4. First National Bank of BastropSummer Splash CD SpecialCD · 7 months · $10,000 min

    Bank · 7 branches

    5.00%APY$289 over 7 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    5.00%APY$500 over 1 year on $10,000
  6. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 36 months · $1,000 min

    Bank · 1 branch

    4.91%APY$1,546 over 36 months on $10,000
  7. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 4 branches

    4.75%APY$1,230 over 30 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.71%APY$1,481 over 36 months on $10,000
  9. Advancial Federal Credit UnionSavings CertificatesCD · 60 months · $1,000 min · 4.66%–4.87% by balance

    Credit union · 10 branches

    4.66%APY$2,558 over 60 months on $10,000
  10. Austin Capital BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · 1 branch

    4.58%APY$113 over 3 months on $10,000
  11. Belton Federal Credit UnionCDCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.58%APY$458 over 1 year on $10,000
  12. T BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 2 branches

    4.52%APY$452 over 1 year on $10,000
  13. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$412 over 11 months on $10,000
  14. Texana BankCD SpecialCD · 15 months

    Bank · 5 branches

    4.50%APY$566 over 15 months on $10,000with conditions
  15. Top Carrot, Carrot Score 89
    Community Resource Credit UnionCertificates of DepositCD · 18 months · $100 min

    Credit union · 8 branches

    4.50%APY$683 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate